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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (65248)

Quick and easy.

5
Easy process to apply . Loan approved quickly and with no issues. Great website which has all the information you need plus easy to log in to your account afterwards. Definitely recommend Reviewed on: 30th May 2017
louise's avatar
louise

Happy customer

5
Very easy to follow website and easy to set up. Also offered a variety of options for what I required, which was very useful. No cold callers or hassle after I got my loan. Would definitely recommend to anyone looking for a loan. Reviewed on: 30th May 2017
Helen child's avatar
Helen child

Quick and easy! No messing around

5
I was able to take out a loan with simplicity! I could just send my documents across without having to post things like with other companies. I had my loan within a few days. Reviewed on: 30th May 2017
Jayde shaw's avatar
Jayde shaw

lowest rates

5
It's been an enjoyable experience been with this company very professional Reviewed on: 30th May 2017
Mark Swithenbank's avatar
Mark Swithenbank

Simple and fair

5
Great experience when I needed a loan for a new boiler. The Zopa site was easy to access, easy to apply and it took a few moments to confirm approval. Would thoroughly recommend. Reviewed on: 30th May 2017
Samantha Ashdown's avatar
Samantha Ashdown

Easy to use and fantastic rates

5
Application process was very simple and easy to set up with fantastic rates compared to numerous other lenders Reviewed on: 30th May 2017
Leighton pulling's avatar
Leighton pulling

Quick, easy, brilliant

5
Very easy to follow instructions and apply for, with a quick response time. The money was in my bank before I knew it Reviewed on: 30th May 2017
Colin's avatar
Colin

Best by Far!

5
I was really pleased on how easy it was to borrow from Zopa rather than High St Banks . I was extremely surprised at how smooth the transaction was from application to loan being accepted and paid into my bank. The package you offered was superb and cheapest on the market. Delighted 10/10 Reviewed on: 30th May 2017
Stephen McIntyre's avatar
Stephen McIntyre

Very likely, efficient effective and easy

5
Needed a loan. I went online did the paperwork and it was sorted easily and harmoniously Reviewed on: 30th May 2017
Mary's avatar
Mary

Quick and efficient loan

5
My loan has been accepted within hours, very good APR and my money came in rather quickly. Highly recommended. Reviewed on: 30th May 2017
Kasia Augustyniak 's avatar
Kasia Augustyniak

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