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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Had no issues so far

Took out the loan what was quick and easy and pay it back on time with no issues as of yet Reviewed on: 30th May 2017

Easy set up and process to obtain the loan

No hassle ......what you see is what you get and no follow up hard sell trying to flog other/further products. Reviewed on: 30th May 2017

Easy, smart and efficient

I found using Zopa very easy and think it's a brilliant idea overall! Reviewed on: 30th May 2017

Great service, Quick payout , fast efficient and friendly no hassle loan

From the day I applied to receiving my loan the service was faultless. Professional, helpful happy staff with speedy results. Minimal questions a life story not needed. Showed faith and trust and paid money into my account with no quibbles. A1 service A1 interest rates compared to other so called quick loan companies. 1000% recommend!!! Reviewed on: 30th May 2017

1st class

simple straightforward and competitive Reviewed on: 30th May 2017

Good to firm soft in places

Service was slow to start as the documents needed weren't specified enough as to they needed. After the shakey start great service provided and dealt with me very well! Reviewed on: 30th May 2017

Best loan company I have dealt with

Zopa have provided an excellent service. The online tools for setting up and managing my loans are great. The process of apply for a loan is simple and clear and the cost of the loan is highly competitive. Reviewed on: 30th May 2017

very efficient

quick decision no waiting for your,e money and very competative rates will be my first choice next time i need a loan Reviewed on: 30th May 2017

zopa the best

Lowest interest rate, fast, easy and secure. Always happy to help Reviewed on: 30th May 2017

Simple easy and effective

Needed money more home improvements. very simple and clear with applying for the loan and payments clear and straight forward, no hidden surprises. excellent rates was the icing on the cake! Reviewed on: 30th May 2017

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