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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Quick and easy

I had trawled the internet searching for an easy and great deal loan. Zopa came up trumps with great interest rates and an easy to complete form. They made a decision quickly keeping me informed every step of the way. My money was in my bank in 3 days as promised. Changing the payment date was just as easy making my loan personal to me. Thank you Zopa. Reviewed on: 30th May 2017

Straight-forward borrowing at a decent rate

I had never heard of Zopa before but came to them through a comparison site. I just needed a no-frills loan at a decent rate and that's what I got with Zopa. No fuss, easy application, quick turnaround. I recommend them. Reviewed on: 30th May 2017

Good alround provider

I went through Zopa to borrow money for a significant car purchase. The service was quick, straightforward and remarkably easy. Even better the Zopa rates were amongst the best on the market. Why can't other providers be like this????? Reviewed on: 30th May 2017

Painless application and great rate

I wanted a short term loan to put towards a car . It took me 5 minutes to sort out and hey presto the money was in my account. I wouldn't hesitate to recommend this lender. Brilliant. Reviewed on: 30th May 2017

Easy Peasy lemon squeezy as they say ,very simple to apply and get approval

Had a loan previously , and applied for a new one in less then 5 mins of clicking a few questions i had instant approval Reviewed on: 30th May 2017

Very Fair no surprises.

I have now had 2 loans from Zopa, I find them very easy to use all charges are up front so you know exactly how much the loan will cost you and the best thing is they dont cost you very much, Very fair lending unlike the Banks that seem to want to rip you off..I would have no problems recommending Zopa to Friend. Reviewed on: 30th May 2017

zopa

Zopa are one of the best money lending sites I have ever used. Fast friendly and easy to use. Excellent rates and interest. I have had several loans from them and I have never had any problems with them and would recommend them to anyone looking for a loan. Reviewed on: 30th May 2017

Fantastic efficient service

Easy to use. Quick and efficient and best of all flexible so can pay more back as and when. Highly recommend. Reviewed on: 30th May 2017

Best loan provider

These are the best loan company I've delt with and the cheapest Apr I've ever had Reviewed on: 30th May 2017

Best loan provider I've had

Great loan provider, very easy to deal with, fantastic rates, smooth hassle free service. Definitely recommend and would go to again in the future. Reviewed on: 30th May 2017

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