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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Super zopa

Straight forward financial support from the best Reviewed on: 30th May 2017

great rate quick loan

It's great you get to view your loan at any time and make changes to suit your needs. Whole process was quick and had money available in no time. Reviewed on: 30th May 2017

Great lender

Easy to arrange, very good value, I would recommend Zopa to anyone. Reviewed on: 30th May 2017

Helpful and kind

They were extremely kind and understanding. They answered all my questions with patience and their rates are very competitive Reviewed on: 30th May 2017

Hassle free and friendly

I had no problems at all in making the decision to take out a Zopa loan, and I'm glad that I did. They have been excellent in every aspect of the process to date, and their system is simple and user friendly. The information that they have provided every step of the way has been comprehensive and in depth, and has kept me on track with the progress of my loan and the repsyments, I would definitely recommend them as a professional and agreeable company for taking out a loan. Reviewed on: 30th May 2017

Easy to apply quick decision money transferred within days

Very happy with loan rates n when rang customer helpline very helpful and sorted query quickly would recommend Reviewed on: 30th May 2017

Brill service

Fast approval, great APR, money in really quickly. Reviewed on: 30th May 2017

Best rate and very customer friendly.

They offered the best interest on my comparison. Are very flexible and overall a pleasure. Reviewed on: 30th May 2017

Professional service

Upon applying for a loan with zopa, they had the best competitive rates overall ! And would recommend to anyone. Reviewed on: 30th May 2017

Top loan people

Brilliant experience took no time at all to sort my loan in minutes fab Reviewed on: 30th May 2017

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