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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Excellent, nothing more, nothing less

Trouble free setup, unbeatable rates and easy to use website. What more do you need. Reviewed on: 30th May 2017

Excellent

Excellent rates, fast transaction will use again. Reviewed on: 30th May 2017

Zopa loan are hassle free

After comparing various loans. I found zopa came up tops on a number of web sites. It's was hassle free, quick Reviewed on: 30th May 2017

Exceptional company

Zopa's loan offer was the best in the marketplace, quick an easy application and helpful back up service , would definitely recommend Reviewed on: 30th May 2017

Fantastic

The best loan company I have ever used quick and ever so easy to apply , gave me a better apr than my own bank who I have been with for 20 years , would recommend and definatly use again Reviewed on: 30th May 2017

The only provider I recommend

I've had a great experience borrowing with Zopa. The service was excellent, the rates couldn't be beaten, and the administration was spot on. I normally hesitate when recommending financial services to family but I have no problem in pointing them in the direction of Zopa. Reviewed on: 30th May 2017

Financial safety.

I've been with Zopa for a few years and will continue to use the company even when my loan has finished,The rates are great and the ease of applying even with a computer eliterit like myself was as easy as pie. Reviewed on: 30th May 2017

Simple, straighforward and easy

Easy application, straightforward and clear explaination of the process throughout. The decision was really quick and we also received the money quickly too. Really happy with the rate as my own bank offered me a much higher rate despite banking with them for 10+ years!! Well done zopa. Definately will come back again if I need to! Reviewed on: 30th May 2017

Easy as 123

Getting a loan with zopa was quick, simple and straight forward at a good rate highly recommend to anyone who want to keep things simple. Reviewed on: 30th May 2017

Great Service

I needed to borrow some money and Zopa were really quick with the application process. Such great service, I couldn't recommend them highly enough Reviewed on: 30th May 2017

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