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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

So simple and quick to use

Zopa is so quick and easy to use. You can view all the information just by logging in to you account! I also had a very fast reponse when I asked a question. Brilliant ! Reviewed on: 30th May 2017

Fantastic lender

Very up front with costs, repayments etc. Quick decisions and very easy to deal with. Would recommend Zopa to anyone needing loan. Reviewed on: 30th May 2017

Loan customer

Very easy to use website and easy access to funds needed and funds supplied very quickly at reasonable interest rates which has allowed us to consolidate our debts and work towards clearing those debts Reviewed on: 30th May 2017

Quick cash

Started a new job and needed money to tide me over. Was easy and prompt! Money was in my bank the next day! Couldn't ask for a better service! Reviewed on: 30th May 2017

Excellent Service

Always have excellent help when needed, rapid response on decisions. Well recommend. Reviewed on: 30th May 2017

Quick

Quick and easy service. Accepted online within 24 hours and paid, without any need for physical paper work! Reviewed on: 30th May 2017

exellent service. quick, easy and reliable.

My application was speedy and easy. I applied for a top up loan which was approved at a competitive rate. Repayments are simple to set up. Communication is prompt. I have recommended zopa to my friends and family. Reviewed on: 30th May 2017

Quick approval & payout

Very quick to approve loan and money comes through quick. You can ma age your account online & make additional payments to reduce interest. Reviewed on: 30th May 2017

Would use again

Easy to use, quick and simple, what's not to like? Reviewed on: 30th May 2017

Great online experience

Great loan provider to use, very good interest rates and I found it very quick and easy to use online. The money was in my bank account within the week and it's been very easy to pay off more if I like each month. Have recommended zopa to family and friends, and would definitely use again myself. Reviewed on: 30th May 2017

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