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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Zopla, easy steps to follow results back in minutes

Zopla online was very easy and straight forward for the end user experience. I found looking for a quote and then using calculator tool to work out how much my payments would be was extremely useful. When it came to applying and being accepted my approval came back in minutes so I was able to plan ahead as I needed a loan to purchase a car. Customer service was helpful too and gave me financial information on the spot. Reviewed on: 30th May 2017

Loan

Very good and efficient service was very impressed Reviewed on: 30th May 2017

No. 1 Trust Company

Easy to apply, easy to manage your plan, easy to obtain a loan. Recommanded !! Reviewed on: 30th May 2017

So fast

Excellent service & fast as well Reviewed on: 30th May 2017

Great rates! Efficient application!

Great rates! Efficient application! Reviewed on: 30th May 2017

Best in on line creditors

Best lenders on market by my experience Reviewed on: 30th May 2017

Fast, friendly, value

Used zopa as an alternative to standard bank and it was simple and easy to use. Later decided to reconsolidatd everything and zopa was to hand saved me thousands by offering excellent interest rates. Highly recommended Reviewed on: 30th May 2017

Fast effective service.

Had a decision and the money extremely quickly. No nonsense, quibble free process. Reviewed on: 30th May 2017

Fast approval

Really easy to apply and quick response! Reviewed on: 30th May 2017

Responsible, easy, quick

Zopa make borrowing money easy and quick. using modern technology to ensure your lone is with you as quick as possible Reviewed on: 30th May 2017

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