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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Quick & easy

Quick, esay and straightforward. Reviewed on: 30th May 2017

Great experience!

Great experience Would highly recommend to anyone Reviewed on: 30th May 2017

Quick fast efficient

Quick approval, fast in bank and can also make extra payments Reviewed on: 30th May 2017

Excellent Service

My experience of applying for a loan on 2 separate occasions was really good. Really quick and easy to apply online and got an answer back really quick and the money was transferred quickly too. I would definitely recommend Zopa to my family and friends if they were looking for a loan. Reviewed on: 30th May 2017

Fast and excellent rates

Was very happy with Zopa, brilliant value for money , easy to apply for a loan and would definitely recommend to everyone Reviewed on: 30th May 2017

Thank you!

Really quick service, thank you so much! Reviewed on: 30th May 2017

Excellent service

I was unsure of this company to start with as they were that known to me, however it was a simple process and were very helpful, would definitely recommend them Reviewed on: 30th May 2017

Zopa loans

Fantastic service, would highly recommend Reviewed on: 30th May 2017

Quick, straight forward and good rates

Pre approved, money in the next day, good rates and pre approval. Would choose again. Reviewed on: 30th May 2017

Simply the best

I took out my first ever loan with Zopa and was very happy with their service. First of all the rate was fantastic for a first time loan. The customer service was excellent, everything was very clearly explained to me throughout (which a first time loanee definitely needs). I would definitely recommend using Zopa to anybody needing a loan. Reviewed on: 30th May 2017

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