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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Recommended by a family friend

Filled in application online quick and easy to do decision within 24hours agreed loan and money paid into my bank within 2working days Reviewed on: 30th May 2017

Fast and very customer focused

Zopa's loan application is very straight forward and the outcome is sent in very good time. Follow up emails to check all is well are most welcomed! Reviewed on: 30th May 2017

Low Interest, Clear & Honest Service

Convinced my boyfriend to redo his loan after the excellent service from Zopa Reviewed on: 30th May 2017

Zopa Loans

I found the application easy to understand and complete a decision was made quickly and I was informed immediately my payments and interest rate are amazing and very competitive Overall excellent service I'm really impressed with the whole process Reviewed on: 30th May 2017

Great Company

Second time I've used Zopa, great service. Reviewed on: 30th May 2017

Very simple, great interest rates

Really quick and easy to use and monitor your loan Reviewed on: 30th May 2017

mr

i love customer service and good service Reviewed on: 30th May 2017

Excellent easy transparent services

My title says it all as sweet and simply as the process and information on the application... excellent! Reviewed on: 30th May 2017

Easy, quick, mobile!

I used Zooa for a car lob loast year. I got the money at a great rate within days! No complaints. Very easy to use, simple interface. Reviewed on: 30th May 2017

Fast & easy

Got the rate as stated on the comparison website, unlike other quoting companies! Very fast & easy to complete with money available almost instantly Reviewed on: 30th May 2017

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