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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Easy fast Affordable Loan

Easy online application completed in minutes. Instant Decision. Perfect for me. Great rates with Affordable payments. 5* Reviewed on: 30th May 2017

Good quality lenders

I have found zopa to be an excellent leader, application is quick and easy and same as the payment once the application has been successful, I am able to manage my loan through my online account which is handy. Not had any issues so would defo recommend , I have had a great experience Reviewed on: 30th May 2017

Loan review

Great service from Zopa - provided me with a quick loan price and approval. In my banks super quick. Awesome Reviewed on: 30th May 2017

execellent

I was struggling to put my credits in one bill and i decided to take a loan then I chose Zopa from the list that I was given and it was not complicated to apply. well done ZOPA. Reviewed on: 30th May 2017

Zooper Dooper Loans

Zopa in my experience have been excellent. They make borrowing money hassle free with great extremely competitive rates. They keep the customer informed and up to date with new initiatives. I cannot recommend them highly enough. Reviewed on: 30th May 2017

Simple and easy

Got a loan with Zopa and it was so simple and easy, got an instant decision and money in my account with no bother. Great interest rates and overall a brilliant experience Reviewed on: 30th May 2017

Real easy speedy decision

This was by far one of the easiest loans I've ever set up. Great customer service and user interface on the website and decision was really quick. Money in the bank within a few days! Thanks! Reviewed on: 30th May 2017

Great loan service

I borrowed £10k to get a car, the application was fast and easy and the money arrived exactly when they said. DD set up to pay back sorted as well. Couldn't be happier, will definitely use again. Reviewed on: 30th May 2017

Great!

No hassle, quick response, easy to understand T&C Reviewed on: 30th May 2017

Good, simple service

Unlike other companies the application process was very straightforward, with easy to follow steps. Reviewed on: 30th May 2017

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