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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

A very happy ZOPA fan!

Delighted to have found ZOPA, at last a loan provider that treats you respectfully and fair. The whole online process is transparent and easy to understand. Quick to arrive and flexible repayment options made easy with my ability to manage my account online. Thank you ZOPA, from a very happy fan! Reviewed on: 30th May 2017

Superb

Zopa were fast and easy to use. I would definitely recommend them to friends and family. Reviewed on: 30th May 2017

quick easy very good value

brilliant application form with a very quick decision could not have been easier, and the rate is very hard to match. Reviewed on: 30th May 2017

Easy and Simple!

Excellent and very prompt service. All fees and charges are clearly visible before entering into any agreement / contract. No early repayment penalties. Frequent statements emailed to me automatically. Perfect for my needs, thanks! Reviewed on: 30th May 2017

Very straight forward

Applying for a Zopa loan was very straight forward and the site was user friendly. A decision was given very quickly and luckily for me it was a positive one! Thanks Zopa Reviewed on: 30th May 2017

Excellent and Easy

I needed to consolidate some debt for an easier and cheaper way of paying it back and Zopa did exactly this extremely easily and stress free. I can make lump sums to my loan and see exactly what I have to pay back by logging in too. Reviewed on: 30th May 2017

Great Service and great rates

have had no bad experience with Zoopa, very quick responses to all questions and the loan rate was outstanding, best in the market Reviewed on: 30th May 2017

Best Personal Loan Provider

It's frustrating when the banks you have been banking with for so many years, can not give you an affordable interest rate for personal loan. Thank God, Zopa is around!! Reviewed on: 30th May 2017

Quick and easy process

The whole process was quick and easy from start to finish . The loan was in my bank account the next day and I was able to buy the car I wanted . No mess no fuss just great service ...... perfect . Reviewed on: 30th May 2017

Spot on service

I've had a really positive experience with zopa, straight forward to arrange, quick and professional Reviewed on: 30th May 2017

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