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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Zopa

Fantastic value, great customer service and knowledgable, caring attitude towards finances x Reviewed on: 30th May 2017

Great dealing

Fantastic from start to finish. Could not believe how slick it was. Reviewed on: 30th May 2017

Hassle free

Zopa loans has a very good interest rate A quick hassle free application money was in my bank in know time! Reviewed on: 30th May 2017

Great And Easy

Great and easy transaction with lowest rates around. Reviewed on: 30th May 2017

Quick service, modern online.

The service is really quick and easy to apply, team is very helpful and responsive. The online access is really good and easily accessible too. Very happy with the service. Reviewed on: 30th May 2017

Lifesaver

A great loan service that I can get despite an average credit score! Including good interest rates and flexibility. Reviewed on: 30th May 2017

very easy to use

very easy to complete application form and fast answer. its very easy working with zopa site. i will recommend to friends. thanks Reviewed on: 30th May 2017

easy no fuss loan

This is the second time I have applied for and been successful in being granted a loan from zopa. Enough said! Reviewed on: 30th May 2017

Excellent company

Always friendly staff very helpful with all my needs would highly recommend. Reviewed on: 30th May 2017

Simple and speedy

I needed a competitive loan quickly and zopa met my needs with a very quick response time. I found the service simple to use, including the online contract system. Ideal for this busy world we live in now. Reviewed on: 30th May 2017

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