Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

View other Zopa products

4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65248)

Zopa Review

I have been with Zopa for nearly 4 years now. From the moment iI took out my loan with them, they have been excellent. Everything runs along, but if you need them, you just give them a call. I would not look past Zopa in the future. Excellent service. Excellent rates. 5* to deal with. Reviewed on: 30th May 2017

great service

great service , friendly staff , very professional Reviewed on: 30th May 2017

Simply......... Fantastic

Zopa is a great, quick, hassle free and simple way of saving with superb rates. You can easily see where your money is going and when returns are due. Any queries are solved very quickly with fantastic customer service. Would definitely recommend to anyone. Simply..... Fantastic!! Reviewed on: 30th May 2017

Excellent and speedy service

It was the easiest loan I have ever taken out. Extremely fast and excellent customer service Reviewed on: 30th May 2017

So quick, so easy, so good

Unbelievable - so so much better than any bank I had spoken with. Quick, easy process... would 100% recommend to anyone, and look forward to using again! Reviewed on: 30th May 2017

Excellent service all around

Absolutely pain free and hassle free application. Unlike the big high street banks, the rates offered were much better and to top it up the money was in your account within hours! Reviewed on: 30th May 2017

Simple & Cheap

Cost = Cheap Risk = Low Application = Simple Approval = Less than 24 Happy Customer Reviewed on: 30th May 2017

Happy

My experience has been good all the way and happy to recommend to all Reviewed on: 30th May 2017

Excellent service

V helpful staff - good facilities Reviewed on: 30th May 2017

Quick and great rates. Easy to control your account and can pay additional amounts off too

Very easy to sign up and apply for the loan. Great rates and very easy to arrange. Paid directly into your account swiftly (can even pay extra for next day). I really like that you can pay extra amounts off your loan too. Easy to use online account to change payment date to suit your personal choice - ie payday Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Creation 3.43 from 55 reviews
Short Term Credit
from Nextcredit 4.56 from 207 reviews
Loans
from HEY Credit Union 4.98 from 564 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub