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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Painless

The most helpful, painless and easy loan application process EVER Reviewed on: 30th May 2017

Great Lenders!

I've received 2 loans from Zopa now - each time the process has been quick, professional, with exceptional customer service - a complete 5 star service and one I can wholeheartedlyrecommend! Reviewed on: 30th May 2017

Easy

Easy to use & no hassle to apply perfect Reviewed on: 30th May 2017

Great company, good rates

I really like the easy to use website porthole Reviewed on: 30th May 2017

zanny obliging personable accepting

Esquisitivly tailored to suite my needs put a smile on my face and my faith back into borrowing stress free. Reviewed on: 30th May 2017

excellent company

brilliant loan company nothing is too much trouble very helpful their rates are very competitive would definitely recommend this company to anyone of my friends and family Reviewed on: 30th May 2017

Easy and excellent value

Cut my APR and only took me about ten minutes. Changed the payment dates with no hassle everything is just easy to do Reviewed on: 30th May 2017

great service

the service was great from start to finish Reviewed on: 30th May 2017

Easy to use helpful information

Easy to use quick decision and very good rates.Getting a loan seemed a little daunting but zopa made it easy. Reviewed on: 30th May 2017

Simply the best

Could not ask for a better financial company,low rates,a lot better than ANY bank in my opinion Reviewed on: 30th May 2017

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