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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Superb

Such a quick and simple process had my loan confirmed pretty much straight away! So easy. Best service! Reviewed on: 30th May 2017

Loans made easy!

I was juggling a few different outgoings but using Zopa has made it so much easy to budget my money for the money. One easy monthly payment, and the cheapest by far. I wish I had heard of Zopa sooner! Reviewed on: 30th May 2017

Unique service

I used the company for 1st time.they're great. Reviewed on: 30th May 2017

My review

Was so quick and easy to get my loan..and the interest on paying back the loan is very good Reviewed on: 30th May 2017

Cheap easy loan with great customer service

Needed a loan was the easiest, cheapest I could find at the time, Zopa probably still are. With no hassles at all money was in bank a day earlier than stated. Result Reviewed on: 30th May 2017

Great service

Great customer service with great rates Reviewed on: 30th May 2017

Easy and convenient

The process was easy, no messing around. Money available in a matter of days. Couldn't have asked for a better service. Perfect Reviewed on: 30th May 2017

Good experience

Good rates and customer service. Reviewed on: 30th May 2017

Friendly and secure.

Exceptional company. Reassured from first contact to provision of loan. Efficient in communication and ongoing information. Reviewed on: 30th May 2017

Great rates - easy application

Can apply in minutes and have amazing competitive rates and the loan straight away. Would recommend over mainstream loans Reviewed on: 30th May 2017

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