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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Zopa - Superb!

Excellent Loans, and great customer service! I'll defo be going back to Zopa again Reviewed on: 30th May 2017

No worries

Very easy to deal with. Have used them before and would do again in the future Reviewed on: 30th May 2017

Loans made easy

I had a great experience getting my loan from Zopa. It was so stress free. I have already recommended Zopa to friends and family. Teresa. Reviewed on: 30th May 2017

Super value and hassle free

I have banked with Halifax for 20 years and after being told my loan APR would be around 17.9 APR if I borrowed £3000 I looked elsewhere. Zopa where amazing very easy to use and my rate is under 3.6 APR. The banks are two greedy and offer very poor service so Zopa and other online loans are the way forward. Reviewed on: 30th May 2017

Spot on

Never had any complaints about their service! Cheap and realible. Simple process and products. Wouldn't use anyone else! Reviewed on: 30th May 2017

Easy

From the start the loan application was very quick and easy, responses were within good time over all very helpful Reviewed on: 30th May 2017

Easy to apply.and low rates

Easy to apply and low rate.and they have online service Reviewed on: 30th May 2017

Best money company this side of the hemisphere

Only ever had one loan from zopa but it was easy and that makes them memorable. Would I use them again. Most definitely. Would I recommend them. Already have a number of times. Reviewed on: 30th May 2017

Simple

Easy to use and find what is best for you! Reviewed on: 30th May 2017

Best loans out there

After seeing the high rates from banks and other lenders I tried Zopa and got a loan that I am happy with and with low reasonable rates. Can't recommend Zopa highly enough! Reviewed on: 30th May 2017

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