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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Fab fab fab

Hassle free and easy! Couldn't have asked for a smoother process!! Reviewed on: 30th May 2017

Fast service

I have created an account with Zopa, made a credit application, uploaded the requested documents and had the money in my account in les than 72 hours. Very fast process! I definitely recommend! Reviewed on: 30th May 2017

Good rate, efficient service

I went with zopa because of the competitive rate, but their follow up service is very good also! Reviewed on: 30th May 2017

Fast efficient service

The process of applying for a loan can be quite daunting but I found with zopa it was very fast and efficient with the money paid into my account very quickly and with the bonus of a highly competitive interest rate all in all a real winner I would definitely recommend this company Reviewed on: 30th May 2017

Quick response and hassle free

Getting a Zopa loan was straight forward and easy. There was constant and quick correspondence from the team throughout the whole process. Would highly recommend to anyone needing a loan. Reviewed on: 30th May 2017

Exactly what I needed

It was a really quick and easy way to consolidate my debts at an affordable rate. It was really simple to do online and I filled out the application in minutes. I would highly recommend to anybody that was looking to do the same. Reviewed on: 30th May 2017

Super

Was looking to have a 1 payment for all my bills as my ocd was driving me up the wall. so i look to zopa to clear all bills and that left me with the 1 bill each month thatbis more than manageable would recomend them and have done to friends. Reviewed on: 30th May 2017

it was so quick to posses the loan.

It's my first time taking personal loan, the choice what i made it was write. i chose ZOPA to take amount of money and it was really easy and quick and clear, so there was no hiding fees at all. ZOPA was really clear with me. I super i recommend to anyone who want to take a loan to chose ZOPA. ZOPA over low APR as well. REALLY LOVE IT. THANK YOU ZOPA Reviewed on: 30th May 2017

bang on

Excellent service , easy and quick Would use again Reviewed on: 30th May 2017

Quick and so easy to do

Applied for a loan through zopa, the process was so easy , user friendly and understandable. Money came through quickly and I had no issues. Would definitely recommend to everyone. Reviewed on: 30th May 2017

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