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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Unbelievably quick and simple service

I applied for a loan through Credit Score based on about a 60% chance of being accepted. 10 minutes after filling out an application it was granted and in my bank the next day. £12k consolidation loan almost instantly and it's saving me a clean fortune. Cheers Zopa Reviewed on: 30th May 2017

Good value for your money

Excellent service and fast communication what is leading to money in your bank account in 48 hours... Reviewed on: 30th May 2017

ZOPA are the best,they beat the rest.

I applied for a loan from Zopa , it was a simple fast process ,the interest rates are very fair ( better then my bank could offer me) . I would advise anybody seeking a private loan to first try Zopa you will find them very hard to beat Reviewed on: 30th May 2017

Good company to use

Good and speedy set up of loan. Very competitive rate. Reviewed on: 30th May 2017

Brill

Never had any problems with it, I can abit extra back those months that I can afford it and the service has been brill Reviewed on: 30th May 2017

Easy and quick

No problem no fuss loan. Easy paper work and quick response Reviewed on: 30th May 2017

Nice and easy

Was looking for a competitive loan and found they were one of the best around so easy to deal with no hassle, lovely to do business with Reviewed on: 30th May 2017

Convenient

Had 2 loans with zopa, the entire process has been very user friendly and I haven't got a single complaint. Reviewed on: 30th May 2017

AWESOME!

A Zopa loan was quite simply, quick and easy. Reviewed on: 30th May 2017

Easy and fair

Zips were great and made getting a loan without the need for a bank simple. Reviewed on: 30th May 2017

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