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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

The cheapest option

5
Easy to set up took literally minutes and money was promptly paid into my account Reviewed on: 30th May 2017
Waseem Ashraf 's avatar
Waseem Ashraf

Brilliant service.

5
Asked for a loan which was immediately granted. Interest is low! Brilliant service Reviewed on: 30th May 2017
Giovanni 's avatar
Giovanni

Quick and easy to get .

5
I apply to have a loan from zopa .all what I'v done just complete the application form and in few day I get what I need. Reviewed on: 30th May 2017
Lotfi Medini 's avatar
Lotfi Medini

Quick and easy

5
Great company from the experience so far speedy with a decision in minutes and money received the next day Reviewed on: 30th May 2017
Mel's avatar
Mel

Easy, quick, community-focused

5
Zopa enables me to borrow at a good rate. It enables me to save/invest, knowing that I'm helping other people directly - and also get very attractive rates for doing so. It's a no-brainer. I love it. Reviewed on: 30th May 2017
Neil Ward-Dutton's avatar
Neil Ward-Dutton

Fantastic service

5
No fuss, no bother loan. I highly recommend zopa. Reviewed on: 30th May 2017
Gavin's avatar
Gavin

A company that understands

5
Great to have a loan company that is actually trying to help people. Quick, simple and helpful. Reviewed on: 30th May 2017
Nathan Charles's avatar
Nathan Charles

Quick easy and fair

5
An easy but safe way to borrow money. Great interest rates and quick service Reviewed on: 30th May 2017
Dy Ann's avatar
Dy Ann

Best laon yet

5
Quick,easy...best interest than the bank Reviewed on: 30th May 2017
Karen Oneill's avatar
Karen Oneill

Great service

5
No hassle, just great service and an easy to use website. Reviewed on: 30th May 2017
Angela Cameron 's avatar
Angela Cameron

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