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Zopa: Personal loan reviews

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4.94
Based on 65,248 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025
Mark W's avatar
Mark W

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025
Laura J's avatar
Laura J
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Simple fast friendly

5
My loan was made very simple, affordable and money was in my account the next day! Great outfit altogether! Reviewed on: 30th May 2017
Mark Mc Mullan's avatar
Mark Mc Mullan

Easy and fast!

5
Such an easy, straightforward and customisable experience Reviewed on: 30th May 2017
Lucy evans's avatar
Lucy evans

Easy and efficient

5
An easy process and good service. Reviewed on: 30th May 2017
Jason Sumner's avatar
Jason Sumner

Great loan company

5
Very easy to request and more easier to carry out early repayment. Reviewed on: 30th May 2017
Isaac Solomon's avatar
Isaac Solomon

Excellent

5
Fast, low Apr, can pay off early. Reviewed on: 30th May 2017
Dan's avatar
Dan

Brilliant service

5
Can't fault these guys very helpful and great service. Would highly recommend. Reviewed on: 30th May 2017
Shaun mills's avatar
Shaun mills

Great service and helpful advice

5
Great service and helpful advice Reviewed on: 30th May 2017
Lucy Turner's avatar
Lucy Turner

The best

5
Good company and I can say all the best about ZOPA Reviewed on: 30th May 2017
Svetomir Kujumgiev's avatar
Svetomir Kujumgiev

Zopa Excellent

5
Trustworthy, simplified lending with no hidden catches and no early pay-back fees. What more could you ask for? Reviewed on: 30th May 2017
Alex Morton's avatar
Alex Morton

Excellent

5
Quick, simple and easy forms to fill out and money straight in once approved Reviewed on: 30th May 2017
Jayden fletcher's avatar
Jayden fletcher

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