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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Very swift response and easy application process

The application process was very quick and easy likewise with the approval process. With your very competitive rates, you will be the first point of call should I need another loan in the future. Reviewed on: 30th May 2017

Fast and furious

Hey we're quick and straight forward and got me a loan when I had been struggling to get credit Reviewed on: 30th May 2017

Best loan provider

When all high street lenders and even my bank refused to come to my aid when I needed it most. Zopa came to my rescue and the repayment plan is easy and convenient for me as a low income earner. I will definitely recommend Zope to anyone, everyone... Zope is truly a friend in time of needs and a friend indeed Reviewed on: 30th May 2017

Reliable

I needed funds to buy a new car. I went online on Zopa and completed my loan application. It was straight forward and funds were credited within 3 workings days. When I wanted to make early settlement, I went online and got a quote and there were no hidden charges. I would definitely recommend Zopa to friends and families and would use them again. Reviewed on: 30th May 2017

Easy fast and great rates

The whole process of applying and obtaining the loan was extremely quick and easy. The rate I was offered was far less than traditional banks and loan companies offered. I would recommend this company to anyone looking for a loan. Reviewed on: 30th May 2017

quick, simple and easy

Very helpful, quick and easy to use and a great idea. keep up the good work. Reviewed on: 30th May 2017

Great rates

Very low rates. Super fast transfer. Overall great COMPANY!!!;) Reviewed on: 30th May 2017

Peeerrrfect

Great service no hassle will use again easy to use always helpful. Will always recommend to others great % and low charges able to change payment dates thank u is the word I would loom for as they made my day Reviewed on: 30th May 2017

simple straightforward process

Simple straightforward process from acceptance to early settlement. Great communication. Would happily recommend Zopa to anyone. Reviewed on: 30th May 2017

Simplicity itself!

A few clicks, a quick review. Tick the box and decision in seconds. Funds transferred very quickly. No hassle, no red tape. No worries! Reviewed on: 30th May 2017

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