Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

View other Zopa products

4.94

Based on 65,249 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65249)

Great Rates and Online Application So Easy

Having reviewed several loan companies to consolidate my debt Zopa was by far the best choice. most competitive rates and very easy to complete the online application form. Reviewed on: 30th May 2017

Lifesaver!

Wasn't hopeful of being accepted for a loan as I have a low credit rating, but Zopa took everything into account and approved me. Thanks Zopa! Reviewed on: 30th May 2017

Quick, easy, helpful, straightforward, great rates.

I've had a few loans from Zopa and have found them a pleasure to deal with. Quick and straightforward process , no hidden charges or complications. Easy to keep up to date with your current loan status. Great rates. Couldn't recommend them more. Reviewed on: 30th May 2017

Great Experience all round

Getting a loan with Zopa was a painless experience, and a decision was made in the promised time. Payment was very quick. Any questions I had were answered quickly and politely. Will use Zopa again Reviewed on: 30th May 2017

Unbelievable

Great experience quick good rate fantastic Reviewed on: 30th May 2017

Quick and professional Service

Easy application process and good rate Reviewed on: 30th May 2017

Reliable and affordable

Great customer service, affordable and adjustable options to suit you for loan payments, would definitely recommend Reviewed on: 30th May 2017

Happy and easy people and company

The people I've spoken too, seem happy in there work and this comes through on the phone. Seems a nice company to work for, even though I've only spoken to a few people in the company but that's what's comes across Reviewed on: 30th May 2017

Simply and cheap loan

I got a 2 year low value loan and the cost of the loan was very appealing. I applied and received the loan value within days of acceptance and now the repayments are collected as agreed. The service zopa have provided has been efficient and simply to use. Reviewed on: 30th May 2017

Highly recommended loan provider

It was so easy to apply. I was updated with the progress of my loan application and the customer service was excellent. 5* Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Shawbrook Bank 4.80 from 693 reviews
Short-term loan
from WageDayAdvance 4.96 from 284 reviews
Loans
from Plend 4.93 from 493 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub