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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

45% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Great quick and easy service

Need a quick loan set up, applied 6pm Tuesday night money was in my bank by Wednesday midday, online portal easy to track payments and edit payment plan as well. Highly recommend Reviewed on: 30th May 2017

Zopa loan rocks!!!

I have applied for the Zopa Loan was very easy to follow all the steps, with just a few questions and regular checks and the funds have just been transferred to my personal account the next working day...easy as that...would definitelly recommend Zopa loan to all my family and friends and keep up the great job...Zopa you are the best loan provider ever...smashing!!! Reviewed on: 30th May 2017

Great service

Excellent , fast, friendly service Reviewed on: 30th May 2017

Simply great to work with

A great way for me to borrow money with a low interest rate , and easy to apply for with the best customer service Reviewed on: 30th May 2017

happy with the service I have received

I have used Zopa many times and I am very happy with the service I have received Reviewed on: 30th May 2017

So easy to use

Very easy to navigate and get good rates Reviewed on: 30th May 2017

Zopa loan King

A good experience from start to finish Reviewed on: 30th May 2017

Zooperb

Fantastic and easy manageable experience with easy to use online service, zopa are very fast and reliable with everything Reviewed on: 30th May 2017

loan-in-hurry

Unexpectedly I needed some money after checking other companies Zopa seemed the best option which proved right in 2/3 days the money was on my bank. Reviewed on: 30th May 2017

Very good an simple way to borrow

I applied online after seeing a ad for zopa. 6k at 3.8% apr over 48m which was great simple online form only took a few days so far so good would use again an didnt effect credit rating.. Reviewed on: 30th May 2017

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