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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65248 reviews)

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4.94

Based on 65,248 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to apply with good app. Quick and easy to apply with good app. Showed me my chances of been accepted and payment into my bank was quick and simple. Can manage payments in the... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65248)

Simple, professional, a pleasure to use

One of the easiest loan applications I have used. A+++++++++ Reviewed on: 30th May 2017

Great

Great way of securing a loan with a low apr Reviewed on: 30th May 2017

Simple, easy and great rates

Great service and very easy to apply, great rates and clear and concise application process, loan easy to administer and track my payments and outstanding amount. Reviewed on: 30th May 2017

Zopa makes it easy

Zoos approved within 5 working days, no hassle with repayments. I amended the date of payment to suit my cash flow, again no problems. Would 100% recommend zopa over high street banks/other online lenders - their rate was also the best available. Reviewed on: 30th May 2017

Straight forward and easy

Very good experience and easy online application was very efficient and had a decision in a matter of minutes. Funds where transferred in my account in a day or two Reviewed on: 30th May 2017

Simply the best

This company is a very straight forward system. It was so easy for me to take a loan out in my difficult time last year. The best part is the low interest fees and that you can pay off more quickly on top of your monthly payment plan. A clear website system to check your plans. Everything is just A* Reviewed on: 30th May 2017

Reliable , friendly company

Excellent experience with Zopa, easy smooth application procedure. Great account management online easy to access. Great service all round Reviewed on: 30th May 2017

Fast and Reliable

Zopa has always been a shoulder to lean on in one word! Always a yes to all personal loans. Highly reliable. I love them! Reviewed on: 30th May 2017

Good Service and unbeatablke rates

Just a pleasure to deal with no problems at all everything clear and concise Reviewed on: 30th May 2017

Absolutely Superb!

Zopa is very impressive! The initial loan application is very simple with everything being conducted online. The interest rates are fantastic and the loan itself was transferred in next to no time. In my experience, Zopa is the quickest and most competitive on the market. If ever I need another loan, I know where to go :) Reviewed on: 30th May 2017

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