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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

45% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Great

Great way of securing a loan with a low apr Reviewed on: 30th May 2017

Simple, easy and great rates

Great service and very easy to apply, great rates and clear and concise application process, loan easy to administer and track my payments and outstanding amount. Reviewed on: 30th May 2017

Zopa makes it easy

Zoos approved within 5 working days, no hassle with repayments. I amended the date of payment to suit my cash flow, again no problems. Would 100% recommend zopa over high street banks/other online lenders - their rate was also the best available. Reviewed on: 30th May 2017

Straight forward and easy

Very good experience and easy online application was very efficient and had a decision in a matter of minutes. Funds where transferred in my account in a day or two Reviewed on: 30th May 2017

Simply the best

This company is a very straight forward system. It was so easy for me to take a loan out in my difficult time last year. The best part is the low interest fees and that you can pay off more quickly on top of your monthly payment plan. A clear website system to check your plans. Everything is just A* Reviewed on: 30th May 2017

Reliable , friendly company

Excellent experience with Zopa, easy smooth application procedure. Great account management online easy to access. Great service all round Reviewed on: 30th May 2017

Fast and Reliable

Zopa has always been a shoulder to lean on in one word! Always a yes to all personal loans. Highly reliable. I love them! Reviewed on: 30th May 2017

Good Service and unbeatablke rates

Just a pleasure to deal with no problems at all everything clear and concise Reviewed on: 30th May 2017

Absolutely Superb!

Zopa is very impressive! The initial loan application is very simple with everything being conducted online. The interest rates are fantastic and the loan itself was transferred in next to no time. In my experience, Zopa is the quickest and most competitive on the market. If ever I need another loan, I know where to go :) Reviewed on: 30th May 2017

zopas the best

i needed a loan for a car at the time. and its the easiest and best offer anywhere. excellent service. and excellent care. Reviewed on: 30th May 2017

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