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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

45% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Impressive response

Was amazed how quick the process was and very helpful indeed I'm definitely impressed by zopa thank you for your time and help Reviewed on: 30th May 2017

Quick, easy to use and straightforward process

The application and approval process was quick, T&C clear and the transfer of money was fast. Overall would highly recommend Zopa Reviewed on: 30th May 2017

Hassle free great experience

Very easy hassle free experience. No problem whatsoever and very flexible in terms of changing payment dates etc. Definitely recommend them Reviewed on: 30th May 2017

EASY APPLICATION PROCESS

from start to finish from application to receiving my funds was seamless the interest rate will not be beaten. will use again and recommend to anyone. Reviewed on: 30th May 2017

Oh wow so cheap

It took about a week to get the loan , cos of the checks they did , didn't mind that cos I feel safe that if someone was to try to get a loan in my name it will not be with these guys , thank you for checking all the way guys . The % is amazing don't know how they can do it that low not that am complaining definitely recommend to anyone . Reviewed on: 30th May 2017

Great fast service

Great fast service with good interest rates would definitely recommend Reviewed on: 30th May 2017

easy, hassle free process which enabled me to consolidate other debts

Stress free process enabling me to consolidate other debts. Have recommended to friends who are considering loans. Reviewed on: 30th May 2017

Easy, quick and trustworthy!

I applied for a Zopa Loan last year to tide me over until pay day. The loan was processed very quickly and paid into my account within 3 days. Repayments have been a breeze. With monthly direct debits making it easy and I have also been able to make extra repayments at no extra charge! Could not fault this loan provider at all based on my personal experience. Their website is also very smooth and easy to use. And getting a quote doesn't affect your credit rating! Would recommend to pretty much everybody, as Zopa bases their loans on circumstances and give you an amazing offer. Thanks Zopa! Reviewed on: 30th May 2017

Easy loan with a great rate

The application process was easy and quick, with the best rate around. Reviewed on: 30th May 2017

Zopa website

The website for zopa is great you can keep track of your loan/loans, change the direct debit date and make extra payments Reviewed on: 30th May 2017

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