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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

45% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Excellent and efficient service

Really easy to apply, and fast to get a response. Great rates too! Reviewed on: 30th May 2017

The right choice.

Have had a great service from Zopa, they are very good at helping with anything you need A+++ Reviewed on: 30th May 2017

good quick service

good quick service, excellent rates and the ability to pay off loan earl without any penalties-excellent! Reviewed on: 30th May 2017

Fast Personal Loans

I wanted a personal loan and Zopa had very reasonable interest rates. I got accepted and the money was in my bank in 48 hours. Perfect. Reviewed on: 30th May 2017

Perfect for me.

Really quick and easy to get your head around. Breaks the loan down for you so you know exactly how much you'll need to pay each month. And best of all is the fixed low interest rate and you get your money within 3 days. Reviewed on: 30th May 2017

Great service

I applied for a loan on a Friday afternoon before a bank holiday weekend. I submitted my payslip and current account statement, was accepted and got the money the following Thursday. Great service. Reviewed on: 30th May 2017

Great overall

Great interest rate, great service and easy to do! Spot on Reviewed on: 30th May 2017

I had best ever experience from appling for loan and money received in my account with in couple of days ,it was something i will remember for very very long time,

I have had a first-class response, correspondence ,quick as i wish for, and importantly if not very importantly I was able to everything online, Reviewed on: 30th May 2017

Professional expert finance

A fast turnaround with a properly assessed application, professionally dealt with and yet made to feel relaxed. Reviewed on: 30th May 2017

No hassle loan

The website is very clear and easy to use, the whole application for a loan took hardly any time and the decision was quick and favourable. Reviewed on: 30th May 2017

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