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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Easy loan with a great rate

The application process was easy and quick, with the best rate around. Reviewed on: 30th May 2017

Zopa website

The website for zopa is great you can keep track of your loan/loans, change the direct debit date and make extra payments Reviewed on: 30th May 2017

Excellent and efficient service

Really easy to apply, and fast to get a response. Great rates too! Reviewed on: 30th May 2017

The right choice.

Have had a great service from Zopa, they are very good at helping with anything you need A+++ Reviewed on: 30th May 2017

good quick service

good quick service, excellent rates and the ability to pay off loan earl without any penalties-excellent! Reviewed on: 30th May 2017

Fast Personal Loans

I wanted a personal loan and Zopa had very reasonable interest rates. I got accepted and the money was in my bank in 48 hours. Perfect. Reviewed on: 30th May 2017

Perfect for me.

Really quick and easy to get your head around. Breaks the loan down for you so you know exactly how much you'll need to pay each month. And best of all is the fixed low interest rate and you get your money within 3 days. Reviewed on: 30th May 2017

Great service

I applied for a loan on a Friday afternoon before a bank holiday weekend. I submitted my payslip and current account statement, was accepted and got the money the following Thursday. Great service. Reviewed on: 30th May 2017

Great overall

Great interest rate, great service and easy to do! Spot on Reviewed on: 30th May 2017

I had best ever experience from appling for loan and money received in my account with in couple of days ,it was something i will remember for very very long time,

I have had a first-class response, correspondence ,quick as i wish for, and importantly if not very importantly I was able to everything online, Reviewed on: 30th May 2017

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