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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

45% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

Very efficient service

Very efficient service and very easy to use the website when managing the loan Reviewed on: 30th May 2017

Zopa - Yes

Zopa stepped uo and helped me when i needed their help to secure a loan Reviewed on: 30th May 2017

Best rates, super user friendly and 5* service.

Had the best rate going on a loan I took out! Used simply because of the early repayment option and also the user friendliness of the website. Definitely recommend Reviewed on: 30th May 2017

Easy too deal with

I chose Zopa as it was so simple and easy to set up my loan and. Keep track of the remaining balance and payments. Never had any issues and would certainly choose them again. Reviewed on: 30th May 2017

Easy to use

Good online portal where I can track and manage my payments Reviewed on: 30th May 2017

Good service

Prompt and easy to follow with clear introduction Reviewed on: 30th May 2017

Brilliant

Brilliant, easily accessible, making a stressful situation stress free! Reviewed on: 30th May 2017

Simple, fair and honest

The process is simple and fair for borrowers and investors. Reviewed on: 30th May 2017

Fresh way of lending

With very friendly, transparent and easy to use online application with a very quick decision Zopa are number one for personal loans. I have recommended Zopa to all my friends many of whom have used their loan service to upgrade their Harley-Davidson motorcycles. Well done Zopa. Reviewed on: 30th May 2017

Breath of fresh air

at last a threat to the way the big banks operate Reviewed on: 30th May 2017

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