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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Professional expert finance

A fast turnaround with a properly assessed application, professionally dealt with and yet made to feel relaxed. Reviewed on: 30th May 2017

No hassle loan

The website is very clear and easy to use, the whole application for a loan took hardly any time and the decision was quick and favourable. Reviewed on: 30th May 2017

Very efficient service

Very efficient service and very easy to use the website when managing the loan Reviewed on: 30th May 2017

Zopa - Yes

Zopa stepped uo and helped me when i needed their help to secure a loan Reviewed on: 30th May 2017

Best rates, super user friendly and 5* service.

Had the best rate going on a loan I took out! Used simply because of the early repayment option and also the user friendliness of the website. Definitely recommend Reviewed on: 30th May 2017

Easy too deal with

I chose Zopa as it was so simple and easy to set up my loan and. Keep track of the remaining balance and payments. Never had any issues and would certainly choose them again. Reviewed on: 30th May 2017

Easy to use

Good online portal where I can track and manage my payments Reviewed on: 30th May 2017

Good service

Prompt and easy to follow with clear introduction Reviewed on: 30th May 2017

Brilliant

Brilliant, easily accessible, making a stressful situation stress free! Reviewed on: 30th May 2017

Simple, fair and honest

The process is simple and fair for borrowers and investors. Reviewed on: 30th May 2017

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