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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

Fresh way of lending

With very friendly, transparent and easy to use online application with a very quick decision Zopa are number one for personal loans. I have recommended Zopa to all my friends many of whom have used their loan service to upgrade their Harley-Davidson motorcycles. Well done Zopa. Reviewed on: 30th May 2017

Breath of fresh air

at last a threat to the way the big banks operate Reviewed on: 30th May 2017

stress free help when needed

Moving into a new house 'consumes money' and unlike other lenders, the crowd funded Zopa service were fast, fair and efficient. Not much more you could ask from a lender... Reviewed on: 30th May 2017

Quick, easy and trustworthy

Feel very confident in getting a good deal with Zopa. They are quick to give you a quote and fair in their rates. Reviewed on: 30th May 2017

Amazing service!

Founded as the lowest interest loan, the best choice for longer term loan. Fully recommended! Reviewed on: 30th May 2017

My Best Loan Ever

Quick and clear quotes, efficient and courteous service. Could not ask for a better loan provider than Zopa. I will definitely use this provider again in the future. Reviewed on: 30th May 2017

Hassle Free

Simple to apply with an extremely quick response. Reviewed on: 30th May 2017

Good interest rates

It was easy to apply for, the money was in my bank account in a day, and so far there's not been any issues. By far one of the most competitive APRs you can find for a small loan. Reviewed on: 30th May 2017

Top Marks for a Top Company

Not only were the rates on my loan the best i have ever seen, the application process was so easy and quick. Managing your account is very easy from the online portal but if you get stuck the the fantastic customer services that receive will make sure any query is dealt with quickly and efficiently. I would not look anywhere else in the future should I need finance Reviewed on: 30th May 2017

Quick, Cheap, Easy

By far the cheapest lending solution around. Very happy. Recommend them to my mum for her new car loan Reviewed on: 30th May 2017

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