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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

45% decrease in 5 star reviews

in the past 90 days

25% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

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Zopa Personal loan reviews (65247)

stress free help when needed

Moving into a new house 'consumes money' and unlike other lenders, the crowd funded Zopa service were fast, fair and efficient. Not much more you could ask from a lender... Reviewed on: 30th May 2017

Quick, easy and trustworthy

Feel very confident in getting a good deal with Zopa. They are quick to give you a quote and fair in their rates. Reviewed on: 30th May 2017

Amazing service!

Founded as the lowest interest loan, the best choice for longer term loan. Fully recommended! Reviewed on: 30th May 2017

My Best Loan Ever

Quick and clear quotes, efficient and courteous service. Could not ask for a better loan provider than Zopa. I will definitely use this provider again in the future. Reviewed on: 30th May 2017

Hassle Free

Simple to apply with an extremely quick response. Reviewed on: 30th May 2017

Good interest rates

It was easy to apply for, the money was in my bank account in a day, and so far there's not been any issues. By far one of the most competitive APRs you can find for a small loan. Reviewed on: 30th May 2017

Top Marks for a Top Company

Not only were the rates on my loan the best i have ever seen, the application process was so easy and quick. Managing your account is very easy from the online portal but if you get stuck the the fantastic customer services that receive will make sure any query is dealt with quickly and efficiently. I would not look anywhere else in the future should I need finance Reviewed on: 30th May 2017

Quick, Cheap, Easy

By far the cheapest lending solution around. Very happy. Recommend them to my mum for her new car loan Reviewed on: 30th May 2017

quick reliable

they were quick in their decision and from start to finish of the application was very easy Reviewed on: 30th May 2017

Best loan provider

They sure are the best loan provider offering the best rates Reviewed on: 30th May 2017

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