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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65249 reviews)

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4.94

Based on 65,249 reviews, last reviewed 16th Oct 2025

50% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good happy with the seevice Good I am happy with service I would recommended Reviewed on: 16th October 2025

Latest lowest rating:

1

They've no idea what they're doing Moved to Ireland after taking out a loan. Couldn't update my address - computer says no. Couldn't log in without a UK mobile number as 2FA - computer ... Read more Reviewed on: 5th September 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65249)

quick reliable

they were quick in their decision and from start to finish of the application was very easy Reviewed on: 30th May 2017

Best loan provider

They sure are the best loan provider offering the best rates Reviewed on: 30th May 2017

Awesome

Quick easy and efficient. I would highly recommend their services to anyone. Reviewed on: 30th May 2017

Quick, helpful and very easy to contact

I aplyed for the loan and got a very quick response and the best rates Reviewed on: 30th May 2017

Easy and straightforward

Obtaining the loan was simple and straightforward process was quick and hassle free. The only downside is the high cost but this is understandable Reviewed on: 30th May 2017

For us by us!

Pretty quick, hassle free process. Communication all the way through! Easy to navigate website. Reviewed on: 30th May 2017

Quick with great rates

I've been conned into some expensive personal loans over the years so rarely have anything good to say about the companies. However, Zopa did me a good rate of interest so i chose to pay over three years instead of four or five. It came through quickly with no problems. Great service! Reviewed on: 30th May 2017

Easy, fair...

Very easy to set up and maintain. Fair and transparent. Reviewed on: 30th May 2017

Amazingly easy

Within 2 days I had my money in my account with the best interest rate on the market thank you zopa Reviewed on: 30th May 2017

Quick snap!

It was so easy and quick, no need for forms and phone calls...just job done! Reviewed on: 30th May 2017

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