Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65243 reviews)

View other Zopa products

4.94

Based on 65,243 reviews, last reviewed 12th May 2025

43% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Had a loan. Had a loan. Good rate and great app Reviewed on: 12th May 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

Zopa personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Zopa personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Zopa personal loan, we'd love you to write a quick review too.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65243)

simple and effective

I am trying to stay away from loans, but Zopa convinced me not do do so anymore. It is simple to apply, manage the full proces of it and simple to deal with repaying. The best decision I made in 2016. Reviewed on: 30th May 2017

Does what it says on the tin

Easy site to navigate. Transparency in my dealings with them. Great rate and overall, considering what I've had to put up with in the past, a very painless experience. Reviewed on: 30th May 2017

Loan rates

The rates from zopa are ultra competitive and I am extremely happy with rate I have received, I would not hesitate to recommend 5***** Reviewed on: 30th May 2017

Great rates, quick turnaround time & excellent service

Zopa had the best rates, I was kept up to date on the progress of my application and the service was excellent. The process was straight forward & quick. Highly recommend Zopa. Reviewed on: 30th May 2017

Loan approval

The loan was approved and processed fast and hassle free. The best rate I could find by a large margin. My own bank's interest rate was almost four times higher! Reviewed on: 30th May 2017

Excellent

Honest & transparent. Very good service. Reviewed on: 30th May 2017

Trust-worthy personal load provider

It all started with Zopa's website where I got the quote. All super easy to navigate. I was very pleased with flexibility of the provider and I managed to create a perfect loan for myself - the amount I wanted in the timeframe that I could afford. Approval took a few days and the money went straight to my account. All very transparent and professional. I highly recommend Zopa, best experience with loan provider ever. Reviewed on: 30th May 2017

A straight forward service

I was approved my loan in 10 minutes after filling the form and I must say it is my first one. Good rates compare with other lenders. Reviewed on: 30th May 2017

Quick and easy

So quick and easy. No questions asked Reviewed on: 30th May 2017

Simple to do

Friendly staff everytime Iv needed to get in contact Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from The Money Co-op (Formerly The Co-op Credit Union) 4.96 from 166 reviews
Loans
from National Fire Savers Credit Union 1.00 from 1 reviews
Payday Loan
from Panda Payday Loans 3.00 from 7 reviews

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub