Write a review

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

View other Zopa products

4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

83% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (65247)

Fast and straight forward

I have used Zopa on a number of occasions and have always found them to be efficient with great rates. There are no redemption penalties so the product is really flexible. Always my first choice. Reviewed on: 30th May 2017

Fast, Reliable and Professional

The easiest and most professional personal loan application I've ever experienced, and I've had quite a few! From start to finish, the whole process took less than 24 hours. Excellent! Reviewed on: 30th May 2017

Excellent Service

Excellent service and good rates. Reviewed on: 30th May 2017

from east to west Zopa is the best

there is no one better than Zopa out there.go Zopa .keep up the good work Reviewed on: 30th May 2017

Amazing

Great rates and flexibility. Amazing. Reviewed on: 30th May 2017

Quick and easy

Very quick and easy service and low interest rates I applied on my phone and in 3 days i had the money Reviewed on: 30th May 2017

Narcis

Verry easy to apply and they respond verry quiq back Reviewed on: 30th May 2017

Very good

Very easy to use, decent rates too Reviewed on: 30th May 2017

Quick and secure

Using Zopa is clear and simple. Knowing how much it would cost each month helped us tremendously. It feels secure and we look forward to investing through Zopa in the future. Reviewed on: 30th May 2017

Excellent

Speedy decision excellent customer service highly recommend 10/10 Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Bradford District Credit Union 4.85 from 531 reviews
Personal Loan
from Fair Finance 3.14 from 9 reviews
Personal Loan
from Likely Loans 4.85 from 3893 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Smart Saver
from Zopa 4.94 from 7180 reviews
Fixed term savings account
from Zopa 4.93 from 1784 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub