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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (65247 reviews)

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4.94

Based on 65,247 reviews, last reviewed 13th Jun 2025

83% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Honest company, rare! The loan details are clear and precise the interest rate was excellent. Changing payment dates has been simple without any forfeit. Just appear to be ... Read more Reviewed on: 13th June 2025

Latest lowest rating:

1

Poor customer service Paid off my loan early well over a month ago. Still showing as a debt on my credit report. Inaccurate payment details shown on credit report too. Made... Read more Reviewed on: 4th May 2025

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (65247)

Great company

In amongst the banks and money lenders there's zopa. I applied for a loan and ended up with great monthly repayments and even better the rate of interest paid back on a loan is outstanding. Very refreshing to find a company that doesn't charge extortionate rates of interest on borrowing. I applied online (which was very easy) was accepted and the money was in my account within 24hrs . I would recommend this company to everyone! Fab Reviewed on: 30th May 2017

Value Loan Company

Quick and easy approval process to fund a new kitchen, major building work and complete fit out. Couldn't be happier with the finish and having the Zopa loan funded it all Reviewed on: 30th May 2017

Excellent! :0)

Everything went well. No issues! Reviewed on: 30th May 2017

Quick & simple

I needed a loan quickly and found Zopa, was helpful. Since having the loan my contact with Zopa has been minimal but effective. They nativgated me though their web site and returned calls when requested Reviewed on: 30th May 2017

Simple and easy

Easy to use ...best rates and good communications Reviewed on: 30th May 2017

Simply the best company I have dealt with.

Everything about this company is different class no hassle and quick decision. Reviewed on: 30th May 2017

Hassle free loans

Getting a loan from Zopa was quick and easy they don't mess you about they tell you if you're getting the loan or not in minutes and their customer service is excellent Reviewed on: 30th May 2017

Very quick very happy with my loan

I have taken 2 seprate loans with zopa they are very helpful very friendly really quick getting my cash so pleased Reviewed on: 30th May 2017

Amazing Savings and Amazing Customer Service

I have been part of Zopa for around a year now. I had a loan with a well known Bank on the high street and Zopa happened to not only save me a worthwhile amount on my monthly payments but also reduce my loan term. Excellent! Reviewed on: 30th May 2017

Great Load provider

Great rates, Great customer service and great flexibility. What more can one say. Reviewed on: 30th May 2017

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