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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68048 reviews)

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4.94

Based on 68,048 reviews, last reviewed 17th Mar 2026

273500% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68048)

person.how that want me to come up with something else

Honestly I’m not a person.so don’t have experience like humans do I mhere Reviewed on: 10th March 2026

Easy application process

Found the whole process very easy from start to finish. Gave clear instructions and a step by step guide on each page you went on. Would recomend. As i was very happy with the time it took to put application through and for the funds to be made avail Reviewed on: 10th March 2026

They are my one and only choice for me

They are my one and only choice for me Reviewed on: 10th March 2026

Quickest way to apply.

I get a loan very quickly.It was easy to apply..Fabulous customer service. Reviewed on: 10th March 2026

So smooth from start to finish so easy and funds arr...

So smooth from start to finish so easy and funds arrived so quickly. Reviewed on: 9th March 2026

Clear information, speedy decision, competitive cost.

Clear information, speedy decision, competitive cost. Easy to work through application Reviewed on: 9th March 2026

Zopa are very friendly and reliable, I have been a c...

Zopa are very friendly and reliable, I have been a customer for a few years now and have never had any issues! Reviewed on: 9th March 2026

The application process was easy and user friendly.

The application process was easy and user friendly. To my delight i was able to converse with a staff member who addressed the issues i raised. I was confident that my details were secure and would not be shared with others. I would certainly recommend Zopa to others Reviewed on: 9th March 2026

Money into account immediately after applying which...

Money into account immediately after applying which is very good and effective! Had no issues with statements or anything else, the account is easy to log into and easy to view your loans and statements. Reviewed on: 9th March 2026

Zopa Loans, easy application

It was eas to apply for the loan and I was told quickly that it had been excepted. I have used Zopa on more than one occasion and would use them again. Reviewed on: 9th March 2026

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