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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Very easy application and quick process

Very easy application and quick process Reviewed on: 19th April 2026

Zopa was really good and quick to reply.

Zopa was really good and quick to reply. No nonsense financing Reviewed on: 19th April 2026

back to me with regards t...

Zopa were quick in getting back to me with regards to my application Reviewed on: 19th April 2026

used Zopa for home improvements

I’ve recently used Zopa when I was looking for a loan to finance some home improvements, and I honestly found the whole experience much easier than I expected. From the start, the application process was really straightforward. The questions were clear, and it didn’t take long at all to fill everything in. I appreciated that there wasn’t loads of complicated paperwork or confusing steps, it felt simple and very user-friendly. In addition I was pleasantly surprised at how quickly I received a decision. After submitting my application, I didn’t have to wait around wondering what was happening. The response came through much faster than I thought, which made the whole process far less stressful especially as I was eager to get started on home improvements. Overall, Zoopa made the experience smooth, quick, and hassle-free. If you’re looking for a loan and want something that’s easy to apply for with a fast decision, I’d definitely recommend giving them a try. Reviewed on: 19th April 2026

Keith Foggon

All straight forwasd staff were extremely helpful and knowledgeable Reviewed on: 19th April 2026

No non sense

Excellent experience, few straight forward questions, good rate , loan approved Reviewed on: 19th April 2026

Best lender ever

Easy to use and set up. Really good rates as well Reviewed on: 18th April 2026

Very simple app to use, quick response time to appli...

Very simple app to use, quick response time to application. Reviewed on: 18th April 2026

Brilliant service.

Brilliant service. Easy to use, quick decision and transfer. Reviewed on: 18th April 2026

Great service from Zopa even when...

Great service from Zopa, fast support and even when there was a little glitch with the app the team sorted it straight away. I was really happy with the loan provided and everything has run smoothly with payments and set up since. Reviewed on: 18th April 2026

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