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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68048 reviews)

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4.94

Based on 68,048 reviews, last reviewed 17th Mar 2026

273500% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68048)

Reasonable terms, reasonable people.

Reasonable terms, reasonable people. No nonsense, straight forward.I’ve been a customer several times over and can’t recommend them highly enough. Reviewed on: 11th March 2026

Was very excellent.

Was very excellent. No problems what’s so ever would really recommend to family and friends. Reviewed on: 10th March 2026

easy application and fast answers.

Good experience, easy application and fast answers. Reviewed on: 10th March 2026

I had a really positive experience when I took out a...

I had a really positive experience when I took out a loan with Zopa. The application process was straightforward and easy to understand, which made the whole experience stress-free from the start. The online system was very clear, and I appreciated how transparent everything was, including the loan terms and repayment details. At one point I had a question about my loan, so I contacted customer support and spoke with one of the advisors. The advisor was very friendly, patient, and professional. They listened carefully to my question and explained everything in a simple and clear way, making sure I fully understood my options. I never felt rushed during the conversation, and they were genuinely helpful. What stood out to me the most was how supportive and customer-focused the advisor was. They took the time to make sure my issue was resolved and that I felt confident about managing my loan going forward. It left me with a really positive impression of Zopa’s customer service. Overall, the experience was smooth, transparent, and reassuring. I would definitely recommend Zopa to others looking for a reliable and customer-focused lender. Reviewed on: 10th March 2026

Great experience

Always a great experience dealing with Zopa, efficient and knowledgeable. Reviewed on: 10th March 2026

Very fast and exceptionally easy to arrange

Very fast and exceptionally easy to arrange Reviewed on: 10th March 2026

Very easy to manage the loan, information is clear,...

Very easy to manage the loan, information is clear, dashboard is clear. That's all I need! I really like that I can top-up the loan without penalisation as well. Reviewed on: 10th March 2026

Very polite fast payout would recommend

Very polite fast payout would recommend Reviewed on: 10th March 2026

Easy to deal with and good rates

Easy to deal with and good rates Reviewed on: 10th March 2026

Every step of the process was easy to understand and...

Every step of the process was easy to understand and customer service was excellent. Reviewed on: 10th March 2026

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