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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

excellent from start to finish, very smooth from the...

excellent from start to finish, very smooth from the first minute to money arriving in the bank straight away once confirmed . Reviewed on: 27th April 2026

Whole process was Easy and hassle free Decision...

Whole process was Easy and hassle free Decision and funding amazingly fast Reviewed on: 25th April 2026

Value for money

Excellent for the money you get always tell people to go for this loan Reviewed on: 25th April 2026

Excellent service app fantastic each tim e I call th...

Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Zopa have been really supportive and helped me with...

Zopa have been really supportive and helped me with sorting out my finances. I am so grateful. Reviewed on: 21st April 2026

Easy to apply, quick to received funds and so super...

Easy to apply, quick to received funds and so super convenient being able to manage it using the app Reviewed on: 21st April 2026

Brilliantly quick service.

Brilliantly quick service. Money in my account within seconds Reviewed on: 20th April 2026

Excellent service quick response

Excellent service quick response Reviewed on: 19th April 2026

Very good customer service helpful

Very good customer service helpful Reviewed on: 19th April 2026

5 star service

Could not be more happier. From start to finish. Easy application and the loan was in my bank account in under 2 minutes. No hassle at all. Reviewed on: 19th April 2026

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