Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,048 reviews, last reviewed 17th Mar 2026
273500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026
Kennedy's avatar
Kennedy

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68048)

Very easy to deal with and very quick!

5
Very easy to deal with and very quick! I received the money in my account within 30 minutes of applying for the loan Reviewed on: 9th March 2026

Car finance

5
Very efficient and helpful quick. Reviewed on: 9th March 2026

Excellent process from start to finish

5
Excellent process from start to finish Reviewed on: 9th March 2026

Easy to complete application, speedy decision from l...

5
Easy to complete application, speedy decision from lender. Charming staff on the phone Reviewed on: 9th March 2026

Excellent service

5
I needed a small loan and Zopa's rates were really good. The whole process was easy and fast. Reviewed on: 9th March 2026

The website was very user friendly to apply for the...

5
The website was very user friendly to apply for the loan and speaking to your customer service team I found them very helpful. Reviewed on: 9th March 2026

Made getting Car Finance painless and Simple

5
I have had bad experiences in the past with Credit, Zopa made getting car finance simple and easy, they provided clear and consise information at every stage. The support I received was incredible and they genuinely made me feel that my business mattered to them rather than being made to feel like a number i was made to feel like a valued customer. Reviewed on: 9th March 2026

Very fast app and very professional!

5
Very fast app and very professional! Reviewed on: 9th March 2026

Brilliant service

5
Hassle free, easy to manage, excellent rate, quick and simple application. Reviewed on: 9th March 2026

seamless experience, very impressed

5
seamless experience, very impressed Reviewed on: 9th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8044 reviews
    Zopa
    View all products