Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

A good all round provider

I think loan and credit card rates are very competitive. Zope are proactive in letting me know if there are other options available to me. App nice and straightforward to use. Reviewed on: 17th April 2026

Really clear and fast for queries.

Really clear and fast for queries. Reviewed on: 17th April 2026

Good customer service, Easy purchase

Good customer service, Easy purchase Reviewed on: 17th April 2026

Everything is crystal clear

Everything is crystal clear, money in the bank very quickly, excellent customer service. Reviewed on: 17th April 2026

Great easy, hassle free, quick experience

Great easy, hassle free, quick experience Reviewed on: 17th April 2026

The loan application process was straightforward and...

The loan application process was straightforward and easy to follow. Everything was clearly explained, which made it simple to complete. Most importantly, I felt confident in the security of the website throughout the process. The service was efficient, and the overall experience was smooth and reassuring Reviewed on: 17th April 2026

very good experience .

very good experience . easy to use Reviewed on: 17th April 2026

Quick, easy and no quibble.

Quick, easy and no quibble. Just perfect from start to finish. Have already passed details onto a friend who has also had a loan from them. Reviewed on: 17th April 2026

Easier communication and good assistance

Easier communication and good assistance Reviewed on: 17th April 2026

Best Of The Best

I have used Zopa twice now and both times I’ve applied it was a doddle and money was approved and debited in under 20mins if that. They have an app to track your balance and payments and there is no hassle whatsoever. I am totally happy, they were there when I really needed help. Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Panda Payday Loans (inactive company) 3.66 from 7 reviews
Loans
from Advance Credit Union 4.15 from 3 reviews
Logbook loan
from Car Cash Point 4.66 from 289 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub