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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Everything is crystal clear

Everything is crystal clear, money in the bank very quickly, excellent customer service. Reviewed on: 17th April 2026

Great easy, hassle free, quick experience

Great easy, hassle free, quick experience Reviewed on: 17th April 2026

The loan application process was straightforward and...

The loan application process was straightforward and easy to follow. Everything was clearly explained, which made it simple to complete. Most importantly, I felt confident in the security of the website throughout the process. The service was efficient, and the overall experience was smooth and reassuring Reviewed on: 17th April 2026

very good experience .

very good experience . easy to use Reviewed on: 17th April 2026

Quick, easy and no quibble.

Quick, easy and no quibble. Just perfect from start to finish. Have already passed details onto a friend who has also had a loan from them. Reviewed on: 17th April 2026

Easier communication and good assistance

Easier communication and good assistance Reviewed on: 17th April 2026

Best Of The Best

I have used Zopa twice now and both times I’ve applied it was a doddle and money was approved and debited in under 20mins if that. They have an app to track your balance and payments and there is no hassle whatsoever. I am totally happy, they were there when I really needed help. Reviewed on: 16th April 2026

They are a friendly company and very helpful

They are a friendly company and very helpful Reviewed on: 16th April 2026

best experience

best experience, very quick and easy Reviewed on: 16th April 2026

Good stuff for loans!!

Have had two or three loans off these folk in the last few years - and always easy easy to manage and even pay off early. Good stuff Reviewed on: 16th April 2026

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