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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

My experience with Zopa was amazing, easy and clear...

My experience with Zopa was amazing, easy and clear to understand, Reviewed on: 16th April 2026

Great stuff Zopa!

I have had a couple of loans with Zopa. It's very easy to manage online and easy to overpay without being charged interest. The application was very straightforward and was accepted straight away. You also get rewarded as a previous customer Reviewed on: 16th April 2026

Good customer service you can speak to them at anytime

Good customer service you can speak to them at anytime Reviewed on: 16th April 2026

Had no problems applying for my loan and when I need...

Had no problems applying for my loan and when I needed to get in touch they were very helpful answered my questions very quickly and professionally Reviewed on: 16th April 2026

Great user experience.

Great user experience. No issues navigating to find how much was outstanding. Very easy to understand where the plan was up to and what was remaining. Reviewed on: 16th April 2026

We are highly satisfied.

We are highly satisfied. Thank you for your excellent service. We utilize the loan facility as needed, and it consistently proves to be advantageous. Reviewed on: 16th April 2026

Really helpful amazing customer service

Really helpful amazing customer service Reviewed on: 16th April 2026

Service a little slow.

I was pre-approved for a small loan but it still took 5 days to come through. However the interest rate is good and I feel they are a reliable and ethical company. Reviewed on: 16th April 2026

All ok & money was received extremely quickly

All ok & money was received extremely quickly Reviewed on: 16th April 2026

Very quick and easy to apply.

Very quick and easy to apply. Immediate response Reviewed on: 16th April 2026

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