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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68048 reviews)

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4.94

Based on 68,048 reviews, last reviewed 17th Mar 2026

273500% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68048)

Excellent and fast turnaround .

Excellent and fast turnaround . Customer service was good and the app is also excellent Reviewed on: 8th March 2026

SIMPLY ONE OF THE BEST

So easy and fast service it the best Reviewed on: 8th March 2026

Zopa a good alternative to the norm

Have found Zopa to offer a good range of banking products with loans at competitive rates. A straightforward process for applying & checking what Zopa can offer without affecting your credit score. With a good app for checking balance & payments keeping up to date with your loan. Within the app you can make extra payments & request settlement figure for paying off youg loan. Have found the customer service to be good with answering any queries may have. Reviewed on: 8th March 2026

Very good easy to use service no problem

Very good easy to use service no problem Reviewed on: 8th March 2026

Very fast and efficient was really easy to apply ,mo...

Very fast and efficient was really easy to apply ,money was in my account in minutes ,once approved Reviewed on: 8th March 2026

Loan Heaven

Eazey peazey, hassle free application, instant yey or ney with no fuss. Exceptional Reviewed on: 8th March 2026

simple and quick.

I applied for a small loan and it was simple and quick. The money was in my bank account in less that an hour! Reviewed on: 8th March 2026

Great company second time using them.

Great company second time using them.will use again Reviewed on: 8th March 2026

I have 2 Zopa loans, both times the loan application...

I have 2 Zopa loans, both times the loan application process was easy and quick, I was able to pre check to see if i would be accepted without affecting my credit history, once I applied and completed all the paper work which was all digital, the money was in my account with an hour. Zopa required additional information for my second application which took a few days to process but I was kept update through out. The zopa app makes it easier to manage my loan, check for updates and I used the app to change my direct debit date which was really useful. Overall I have really good experience with Zopa and would recommend Zopa to anyone. Reviewed on: 8th March 2026

Very easy to use and understand via your website.

Very easy to use and understand via your website. Quick decision and fund arrive soon. Reviewed on: 8th March 2026

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