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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent.

Excellent. Could understand you're colleagues. Reviewed on: 16th April 2026

Got a loan in minutes and service has been great eve...

Got a loan in minutes and service has been great ever since. Even when I had I query , it was quickly resolved Reviewed on: 16th April 2026

Highly Recommend Zopa

“Quick, simple, and hassle-free loans. The application was easy to follow, I got a fast decision, and everything was clearly explained. Really positive experience overall.” Reviewed on: 16th April 2026

Easy applications and great App.

Easy applications and great App. Reviewed on: 16th April 2026

Efficient and understanding

Very efficient and quick to help me through a financial and difficult time. Reviewed on: 16th April 2026

Bank loan

Quick and professional for bank loans Reviewed on: 16th April 2026

The loan application was quick easy and effortless,...

The loan application was quick easy and effortless, due to paperless application process. I found the app user friendly and it’s great to help manage your finances. Overall I’ve had a very positive experience with Zopa. They are a trustworthy alternative to traditional banks. I would highly recommend them to family and friends . Reviewed on: 16th April 2026

Fast and efficient service

Fast and efficient service when i enquired about a personal loan. Seamless experience from start to finish. Reviewed on: 16th April 2026

So easy to apply only took 2 days yo have the money...

So easy to apply only took 2 days yo have the money in the account. Reviewed on: 16th April 2026

Had no problem with you very happy

Had no problem with you very happy Reviewed on: 16th April 2026

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