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Review of the Zopa, Personal loan:

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Simple, fast and transparent personal loan process

Applying for a personal loan with Zopa was straightforward from start to finish. The online application was quick and easy to understand, with clear information about interest rates, repayments and the total amount payable before committing. I received a decision promptly, and the funds were transferred quickly once approved. There were no hidden fees, and the whole process felt transparent and well-designed. Overall, a smooth and stress-free experience that I would happily recommend. Reviewed on: 16th January 2026

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