Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69090)

Got a loan in minutes and service has been great eve...

Got a loan in minutes and service has been great ever since. Even when I had I query , it was quickly resolved Reviewed on: 16th April 2026

Highly Recommend Zopa

“Quick, simple, and hassle-free loans. The application was easy to follow, I got a fast decision, and everything was clearly explained. Really positive experience overall.” Reviewed on: 16th April 2026

Easy applications and great App.

Easy applications and great App. Reviewed on: 16th April 2026

Efficient and understanding

Very efficient and quick to help me through a financial and difficult time. Reviewed on: 16th April 2026

Bank loan

Quick and professional for bank loans Reviewed on: 16th April 2026

The loan application was quick easy and effortless,...

The loan application was quick easy and effortless, due to paperless application process. I found the app user friendly and it’s great to help manage your finances. Overall I’ve had a very positive experience with Zopa. They are a trustworthy alternative to traditional banks. I would highly recommend them to family and friends . Reviewed on: 16th April 2026

Fast and efficient service

Fast and efficient service when i enquired about a personal loan. Seamless experience from start to finish. Reviewed on: 16th April 2026

So easy to apply only took 2 days yo have the money...

So easy to apply only took 2 days yo have the money in the account. Reviewed on: 16th April 2026

Had no problem with you very happy

Had no problem with you very happy Reviewed on: 16th April 2026

The best loan company

So easy and clear. They are very helpful and knowledgeable about their services Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Bamboo Loans 4.82 from 16794 reviews
Loans
from South Manchester Credit Union 4.91 from 438 reviews
Short-term loan
from Dot Dot Loans 3.65 from 14 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub