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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Loan approval in short time and excellent customer s...

Loan approval in short time and excellent customer service Reviewed on: 16th April 2026

The interest of borrowing money is high.

The interest of borrowing money is high. Reviewed on: 16th April 2026

Excellent.

Excellent. Could understand you're colleagues. Reviewed on: 16th April 2026

Got a loan in minutes and service has been great eve...

Got a loan in minutes and service has been great ever since. Even when I had I query , it was quickly resolved Reviewed on: 16th April 2026

Highly Recommend Zopa

“Quick, simple, and hassle-free loans. The application was easy to follow, I got a fast decision, and everything was clearly explained. Really positive experience overall.” Reviewed on: 16th April 2026

Easy applications and great App.

Easy applications and great App. Reviewed on: 16th April 2026

Efficient and understanding

Very efficient and quick to help me through a financial and difficult time. Reviewed on: 16th April 2026

Bank loan

Quick and professional for bank loans Reviewed on: 16th April 2026

The loan application was quick easy and effortless,...

The loan application was quick easy and effortless, due to paperless application process. I found the app user friendly and it’s great to help manage your finances. Overall I’ve had a very positive experience with Zopa. They are a trustworthy alternative to traditional banks. I would highly recommend them to family and friends . Reviewed on: 16th April 2026

Fast and efficient service

Fast and efficient service when i enquired about a personal loan. Seamless experience from start to finish. Reviewed on: 16th April 2026

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