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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Very good experience would recommencd

Very good experience would recommencd Reviewed on: 16th April 2026

The application was really quick and cot the funds t...

The application was really quick and cot the funds the next day Reviewed on: 16th April 2026

Great service

Quick service easy navigation over great company to use Reviewed on: 16th April 2026

Zopa was very easy and quick also efficient in getti...

Zopa was very easy and quick also efficient in getting my personal loan i would definitely recommend zopa to anyone trying to get a personal loan or to build your credit score Reviewed on: 16th April 2026

Helpful staff.

Helpful staff. Payment are always compared for best prices Reviewed on: 16th April 2026

The chat facility on the app enabled me to get an ov...

The chat facility on the app enabled me to get an overpayment sorted very quickly. Honestly can’t fault Zopa so far. Reviewed on: 16th April 2026

It was so smooth and easy.

It was so smooth and easy. Soap made the process so simple and responded really quickly Reviewed on: 16th April 2026

Easy way to get the loan I needed

Easy way to get the loan I needed Reviewed on: 16th April 2026

Great customer service

Always on hand for advice, very easy to contact No hassel in approving my loan Repayments are affordable Reviewed on: 16th April 2026

Straight forward, high level of communication and ve...

Straight forward, high level of communication and very quick services. Great rates and easy to manage repayments. Reviewed on: 16th April 2026

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