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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Seem less transactions top class service

Seem less transactions top class service Reviewed on: 16th April 2026

Recommend by Experian therefore I applied for a loan...

Recommend by Experian therefore I applied for a loan in easy steps. A representative called me and within 5 days my loan was in my bank account at a reasonable rate of interest Reviewed on: 16th April 2026

Easy to use app, quick decisions and money in bank i...

Easy to use app, quick decisions and money in bank in a few hours Reviewed on: 16th April 2026

NO FUSS EXPERIENCE

No fuss, professional and efficient service Reviewed on: 16th April 2026

Very good and transparent also very easy to understa...

Very good and transparent also very easy to understand what I was doing Reviewed on: 16th April 2026

Quickly dealt with my application.

Quickly dealt with my application. Stress free. Reviewed on: 16th April 2026

Loan review

Easy and straightforward application process. Reviewed on: 16th April 2026

Fast, efficient service.

Fast, efficient service. No hard sell. Reviewed on: 16th April 2026

Zopa Loan

Easy to apply and great customer service Reviewed on: 16th April 2026

A process that went quite well

THe entire process was without problems and went quite well from application, thru responding to request for information, to finalizing the process and then payment. Reviewed on: 16th April 2026

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