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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Very helpful

Helpful and very easy at dealing with. Applied for a loan for new car and it was deal with straight away and without any problem. Reviewed on: 16th April 2026

Really easy all the way through the process

Really easy all the way through the process Reviewed on: 16th April 2026

Easy to use and very innovative.

Easy to use and very innovative. Would highly recommend Reviewed on: 16th April 2026

Easy application with fast response

Easy application with fast response Reviewed on: 16th April 2026

Highly recommend

Has been fantastic, easy to use, can keep an eye on it and great customer service. Would recommend to everyone. Helped me out when I needed it. Reviewed on: 16th April 2026

great customer service

Very fast service and great customer support Reviewed on: 16th April 2026

Very easy to set up as there’s not too many steps fo...

Very easy to set up as there’s not too many steps for someone who’s not good with technology I would highly recommend to people who have thought about using Zopa Reviewed on: 16th April 2026

Quick decision.

Quick decision. Fuss free process and paid into my account without any issues Reviewed on: 16th April 2026

I have very good experience with them.

I have very good experience with them. I never have any problem. Reviewed on: 16th April 2026

I have had two loans over the last ten years and hav...

I have had two loans over the last ten years and have been happy with the provider. Reviewed on: 16th April 2026

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