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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

I have had two loans over the last ten years and hav...

I have had two loans over the last ten years and have been happy with the provider. Reviewed on: 16th April 2026

Easy process

Very easy to complete the process, interest rates and duration of loans were easy to understand. Checks we’re pre approved. Reviewed on: 16th April 2026

because of my age i was having problems getting a lo...

because of my age i was having problems getting a loan i have always had good credit rating.zopa gave me a loan,not only did zopa give me a loan but the interest rate was the best. Reviewed on: 16th April 2026

Easiest loan I’ve ever applied for no faffing about

Easiest loan I’ve ever applied for no faffing about Reviewed on: 16th April 2026

Fast and efficient to apply online for loans I was v...

Fast and efficient to apply online for loans I was very impressed Reviewed on: 16th April 2026

Great company

Very friendly & :understanding company. Easily reached if problem arises great company Reviewed on: 16th April 2026

The easiest and quickest loan application, ever!

The easiest and quickest way I have ever had in my experience of getting a loan! It took minutes and I was approved in seconds! The ease of the app was great, and the money was in my account before I even put my phone down! I would definitely recommend Zopa to anyone! Reviewed on: 16th April 2026

Never had a problem I was always happy to help

Never had a problem I was always happy to help Reviewed on: 16th April 2026

I found Zopa to be an exemplary lender

The application process is straightforward, courteous, and efficient. One may be confident of dealing with a reputable lender.. The ability to easily make small adjustments to payment dates is a particularly novel feature. This can be useful occasionally when pension is paid on a 4 week as opposed to a monthly cycle.. Reviewed on: 16th April 2026

Professional and excellent service.

Professional and excellent service. Reviewed on: 16th April 2026

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