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Zopa: Personal loan reviews

4.94
Based on 68,048 reviews, last reviewed 17th Mar 2026
273500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026
Kennedy's avatar
Kennedy

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68048)

Very simple, efficient and easy process

5
Very simple, efficient and easy process Reviewed on: 7th March 2026

Easy application

5
Easy application and money in your account very shortly after application and approval. Would use them again Reviewed on: 7th March 2026

Big fan of Zopa

5
Took 2 personal loans with Zopa now, their processes are really quick which I really like & everything is easy to access in their app. Reviewed on: 7th March 2026

Fab company for a loan

5
Easy to use and had a decision in minutes money was sent to my bank account as soon I was accepted good interest rates will definitely use again Reviewed on: 7th March 2026

Quick and simple application process.

5
Quick and simple application process. Reviewed on: 7th March 2026

Easy to speak to someone.

5
Easy to speak to someone. Support and advice is excellent. Nothing is to much trouble for anyone you speak to. Keep me well updated. Reviewed on: 7th March 2026

My first with Zopa.

5
I have never dealt with Zopa before now and can confirm that I would use them again. The people I spoke to were very friendly, helpful and polite. I had help with the paper work even though in was on line which can cause problems if you are not used to computers. Reviewed on: 7th March 2026

Very easy company to deal with.

5
Very easy company to deal with. Great service Reviewed on: 7th March 2026

Great service

5
Easy to use plenty deals choose from Reviewed on: 7th March 2026

Immediate solutions.

5
Immediate solutions. Efficient service Reviewed on: 7th March 2026

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