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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Easy process

Very easy to complete the process, interest rates and duration of loans were easy to understand. Checks we’re pre approved. Reviewed on: 16th April 2026

because of my age i was having problems getting a lo...

because of my age i was having problems getting a loan i have always had good credit rating.zopa gave me a loan,not only did zopa give me a loan but the interest rate was the best. Reviewed on: 16th April 2026

Easiest loan I’ve ever applied for no faffing about

Easiest loan I’ve ever applied for no faffing about Reviewed on: 16th April 2026

Fast and efficient to apply online for loans I was v...

Fast and efficient to apply online for loans I was very impressed Reviewed on: 16th April 2026

Great company

Very friendly & :understanding company. Easily reached if problem arises great company Reviewed on: 16th April 2026

The easiest and quickest loan application, ever!

The easiest and quickest way I have ever had in my experience of getting a loan! It took minutes and I was approved in seconds! The ease of the app was great, and the money was in my account before I even put my phone down! I would definitely recommend Zopa to anyone! Reviewed on: 16th April 2026

Never had a problem I was always happy to help

Never had a problem I was always happy to help Reviewed on: 16th April 2026

I found Zopa to be an exemplary lender

The application process is straightforward, courteous, and efficient. One may be confident of dealing with a reputable lender.. The ability to easily make small adjustments to payment dates is a particularly novel feature. This can be useful occasionally when pension is paid on a 4 week as opposed to a monthly cycle.. Reviewed on: 16th April 2026

Professional and excellent service.

Professional and excellent service. Reviewed on: 16th April 2026

loan for me

i needed a loan to help me out as i have been helping my children with money, i found Zopa on my Clear score account filled form and also talked to lovely gentleman on phone, that,s it fantastic service thank you john m. Reviewed on: 16th April 2026

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