Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

loan for me

i needed a loan to help me out as i have been helping my children with money, i found Zopa on my Clear score account filled form and also talked to lovely gentleman on phone, that,s it fantastic service thank you john m. Reviewed on: 16th April 2026

Zopa are so easy to deal with.

Zopa are so easy to deal with. Got my loan money in seconds and there app helps me keep in track. Great company Reviewed on: 16th April 2026

ISA savings

Great company easy to use would recommend Zopa Reviewed on: 16th April 2026

Easy to use App on the phone.

Easy to use App on the phone. Decisions in seconds. Reviewed on: 16th April 2026

Quick and easy to apply.

Quick and easy to apply. Excellent service and result was fast Reviewed on: 16th April 2026

Very easy quick to apply.

Very easy quick to apply.hassle free. Reviewed on: 16th April 2026

Excellent standard of service, professional and effi...

Excellent standard of service, professional and efficient. Dealt with my application proficiently and quickly and kept me advised at each step of the process. A quick and positive response to my application. Reviewed on: 16th April 2026

Friendly and informative throughout

Friendly and informative throughout Reviewed on: 16th April 2026

Finacial support when you need it.

Great! There when I needed support. Reviewed on: 16th April 2026

Dealing with Zopa is completely painless, they only...

Dealing with Zopa is completely painless, they only offer you what you can afford, the process is so easy and almost completely hands off, its only a shame all finance companies dont follow their lead Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to Peer Lending
from Folk2Folk 3.33 from 3 reviews
Personal Loan
from Halifax 4.22 from 39 reviews
Bridging Loan
from Mint Bridging 3.75 from 5 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub