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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick decision.

Quick decision. Fuss free process and paid into my account without any issues Reviewed on: 16th April 2026

I have very good experience with them.

I have very good experience with them. I never have any problem. Reviewed on: 16th April 2026

I have had two loans over the last ten years and hav...

I have had two loans over the last ten years and have been happy with the provider. Reviewed on: 16th April 2026

Easy process

Very easy to complete the process, interest rates and duration of loans were easy to understand. Checks we’re pre approved. Reviewed on: 16th April 2026

because of my age i was having problems getting a lo...

because of my age i was having problems getting a loan i have always had good credit rating.zopa gave me a loan,not only did zopa give me a loan but the interest rate was the best. Reviewed on: 16th April 2026

Easiest loan I’ve ever applied for no faffing about

Easiest loan I’ve ever applied for no faffing about Reviewed on: 16th April 2026

Fast and efficient to apply online for loans I was v...

Fast and efficient to apply online for loans I was very impressed Reviewed on: 16th April 2026

Great company

Very friendly & :understanding company. Easily reached if problem arises great company Reviewed on: 16th April 2026

The easiest and quickest loan application, ever!

The easiest and quickest way I have ever had in my experience of getting a loan! It took minutes and I was approved in seconds! The ease of the app was great, and the money was in my account before I even put my phone down! I would definitely recommend Zopa to anyone! Reviewed on: 16th April 2026

Never had a problem I was always happy to help

Never had a problem I was always happy to help Reviewed on: 16th April 2026

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