Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,048 reviews, last reviewed 17th Mar 2026
273500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026
Kennedy's avatar
Kennedy

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68048)

Excellent

5
So easy to apply and receive the loan Reviewed on: 7th March 2026

So quick and easy

5
So quick and easy, money was in my account within the hour Reviewed on: 7th March 2026

Hassle free and wuick

5
I applied for a loan they set out there details and interest rates which I accepted. The loan was completed and the direct debit set up all hassle free. Reviewed on: 7th March 2026

My experience of Zopa

5
All the time I have used Zopa I have had excellent service and professionalism. They always set a high standard. Reviewed on: 7th March 2026

Quality service, easy and hassle free

5
Quality service, easy and hassle free Reviewed on: 7th March 2026

Very good experience.

5
Very good experience. The app is easy to use and navigable Reviewed on: 7th March 2026

Would Recommend

4
Very quick and easy to use. Very clear and transparent. The app is easy to navigate. Reviewed on: 7th March 2026

Excellent service.

5
Excellent service. Very prompt and little fuss Reviewed on: 7th March 2026

The Zopa staff are very friendly and helpful 100%

5
The Zopa staff are very friendly and helpful 100% Reviewed on: 7th March 2026

Very good start to finish question was answered ...

5
Very good start to finish question was answered Reviewed on: 7th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8044 reviews
    Zopa
    View all products