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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Zopa are so easy to deal with.

Zopa are so easy to deal with. Got my loan money in seconds and there app helps me keep in track. Great company Reviewed on: 16th April 2026

ISA savings

Great company easy to use would recommend Zopa Reviewed on: 16th April 2026

Easy to use App on the phone.

Easy to use App on the phone. Decisions in seconds. Reviewed on: 16th April 2026

Quick and easy to apply.

Quick and easy to apply. Excellent service and result was fast Reviewed on: 16th April 2026

Very easy quick to apply.

Very easy quick to apply.hassle free. Reviewed on: 16th April 2026

Excellent standard of service, professional and effi...

Excellent standard of service, professional and efficient. Dealt with my application proficiently and quickly and kept me advised at each step of the process. A quick and positive response to my application. Reviewed on: 16th April 2026

Friendly and informative throughout

Friendly and informative throughout Reviewed on: 16th April 2026

Finacial support when you need it.

Great! There when I needed support. Reviewed on: 16th April 2026

Dealing with Zopa is completely painless, they only...

Dealing with Zopa is completely painless, they only offer you what you can afford, the process is so easy and almost completely hands off, its only a shame all finance companies dont follow their lead Reviewed on: 16th April 2026

Great Company To Deal With,Keeps Things Nice & Easy.

Great Company To Deal With,Keeps Things Nice & Easy. Reviewed on: 16th April 2026

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