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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Great Company To Deal With,Keeps Things Nice & Easy.

Great Company To Deal With,Keeps Things Nice & Easy. Reviewed on: 16th April 2026

Great lender

Straightforward process, great lender, everything clear at each step and the app is great to keep track! Reviewed on: 16th April 2026

Plain Sailing

The process was simple, the website easy to navigate. The repayments and the way you can repay are flexible. There has always been someone at the end of the phone. Everything you need in a lender. Reviewed on: 16th April 2026

Fantastic provider

Fast efficient service and great website Reviewed on: 16th April 2026

Very reliable, convenient and peacefully

Very reliable, convenient and peacefully Reviewed on: 16th April 2026

Quick decisions with authorisation and a nice easy a...

Quick decisions with authorisation and a nice easy app to see your progress. Reviewed on: 16th April 2026

Perfect ok

Perfect easy straight forward,....... Reviewed on: 16th April 2026

Very quick and easy service, would highly recommend.

Very quick and easy service, would highly recommend. Customer service absolutely fantastic and friendly, I used the online chat function recently and it was effortless, my query was managed and sorted promptly. Reviewed on: 16th April 2026

Brilliant service, would recommend to everyone

Brilliant service, would recommend to everyone Reviewed on: 16th April 2026

Zopa, best option when I needed help, financially.

I needed a loan to help with a financial need. I turned to Zopa and got the loan I needed and more. Very friendly staff and services. Got value for money, good rate. Transactions completed in time and I received the money in my account to do what I needed it to do in good time. Overall a great experience. Thanks Zopa. Reviewed on: 16th April 2026

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