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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

I found Zopa to be an exemplary lender

The application process is straightforward, courteous, and efficient. One may be confident of dealing with a reputable lender.. The ability to easily make small adjustments to payment dates is a particularly novel feature. This can be useful occasionally when pension is paid on a 4 week as opposed to a monthly cycle.. Reviewed on: 16th April 2026

Professional and excellent service.

Professional and excellent service. Reviewed on: 16th April 2026

loan for me

i needed a loan to help me out as i have been helping my children with money, i found Zopa on my Clear score account filled form and also talked to lovely gentleman on phone, that,s it fantastic service thank you john m. Reviewed on: 16th April 2026

Zopa are so easy to deal with.

Zopa are so easy to deal with. Got my loan money in seconds and there app helps me keep in track. Great company Reviewed on: 16th April 2026

ISA savings

Great company easy to use would recommend Zopa Reviewed on: 16th April 2026

Easy to use App on the phone.

Easy to use App on the phone. Decisions in seconds. Reviewed on: 16th April 2026

Quick and easy to apply.

Quick and easy to apply. Excellent service and result was fast Reviewed on: 16th April 2026

Very easy quick to apply.

Very easy quick to apply.hassle free. Reviewed on: 16th April 2026

Excellent standard of service, professional and effi...

Excellent standard of service, professional and efficient. Dealt with my application proficiently and quickly and kept me advised at each step of the process. A quick and positive response to my application. Reviewed on: 16th April 2026

Friendly and informative throughout

Friendly and informative throughout Reviewed on: 16th April 2026

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