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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69090)

Quick and easy to use.

Quick and easy to use. Can make additional payments with ease. Would use again. Reviewed on: 18th April 2026

Fast and convenient service.

Fast and convenient service. Low rates cpmpared to competitors Reviewed on: 18th April 2026

Full range of loans for every use.

Full range of loans for every use. Easy calculations so you know what you will pay. So easy to arrange and step by step setup. Clear and transparent at all times. Reviewed on: 18th April 2026

Very quick service money went into account fast

Very quick service money went into account fast Reviewed on: 18th April 2026

I have little experience, but I am satisfied with th...

I have little experience, but I am satisfied with the service. Reviewed on: 18th April 2026

Zopa is a really good loan company who give you a lo...

Zopa is a really good loan company who give you a loan when they know you can pay directly managed on line which protects the environment as paperless Reviewed on: 18th April 2026

Very easy to use, no stress and brilliant app.

Very easy to use, no stress and brilliant app. Reviewed on: 18th April 2026

Very quick and simple process, monies in my account...

Very quick and simple process, monies in my account within minutes. Reviewed on: 18th April 2026

Zopa has been great to use and very fast response fo...

Zopa has been great to use and very fast response for a loan Reviewed on: 17th April 2026

Excellent service

Excellent service. Highly recommend Reviewed on: 17th April 2026

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