Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Great service from Zopa even when...

Great service from Zopa, fast support and even when there was a little glitch with the app the team sorted it straight away. I was really happy with the loan provided and everything has run smoothly with payments and set up since. Reviewed on: 18th April 2026

Quick and easy to use.

Quick and easy to use. Can make additional payments with ease. Would use again. Reviewed on: 18th April 2026

Fast and convenient service.

Fast and convenient service. Low rates cpmpared to competitors Reviewed on: 18th April 2026

Full range of loans for every use.

Full range of loans for every use. Easy calculations so you know what you will pay. So easy to arrange and step by step setup. Clear and transparent at all times. Reviewed on: 18th April 2026

Very quick service money went into account fast

Very quick service money went into account fast Reviewed on: 18th April 2026

I have little experience, but I am satisfied with th...

I have little experience, but I am satisfied with the service. Reviewed on: 18th April 2026

Zopa is a really good loan company who give you a lo...

Zopa is a really good loan company who give you a loan when they know you can pay directly managed on line which protects the environment as paperless Reviewed on: 18th April 2026

Very easy to use, no stress and brilliant app.

Very easy to use, no stress and brilliant app. Reviewed on: 18th April 2026

Very quick and simple process, monies in my account...

Very quick and simple process, monies in my account within minutes. Reviewed on: 18th April 2026

Zopa has been great to use and very fast response fo...

Zopa has been great to use and very fast response for a loan Reviewed on: 17th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Short-term loan
from The Money Shop 3.91 from 12 reviews
Student Loans
from Future Finance 3.83 from 2 reviews
Personal loans
from Cockle Finance 4.93 from 814 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub