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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68048 reviews)

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4.94

Based on 68,048 reviews, last reviewed 17th Mar 2026

273500% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68048)

Quick and easy to use.

Quick and easy to use. No issues experienced during the process or any since. Always polite and courteous when contacting Reviewed on: 9th March 2026

My loan was very easy to get and the payment was ver...

My loan was very easy to get and the payment was very quick. I found it easy to use zopa's calculator for to see how much the payment is. Reviewed on: 9th March 2026

Great experience

Was so quick and easy to apply for and be accepted for a loan with Zopa. Reviewed on: 9th March 2026

Good experience and understanding customer service

Good experience and understanding customer service Reviewed on: 9th March 2026

Great service!

Was easy to apply, staff lovely when called and process was handled quickly and efficiently Reviewed on: 9th March 2026

It was very easy to get the loan, clear process...

It was very easy to get the loan, clear process Reviewed on: 9th March 2026

Very friendly call staff.

Very friendly call staff. Very easy process Reviewed on: 9th March 2026

Fast reply to my application.

Fast reply to my application. Zopa wa the only one who agreed to give me a loan out of several I’ve applied to Reviewed on: 9th March 2026

Zopa interest rates tend to be a little lower than t...

Zopa interest rates tend to be a little lower than the major banks and much lower than most credit cards. Once loan is agreed, payment is in the bank in minutes! Reviewed on: 9th March 2026

So far so good , good customer service by phone .

So far so good , good customer service by phone . Reviewed on: 9th March 2026

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