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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Excellent service

Excellent service. Highly recommend Reviewed on: 17th April 2026

I found my experience very straight forward.

I found my experience very straight forward. Clear communication, friendly phone call and the website/app updates were very helpful. Reviewed on: 17th April 2026

Very fast efficient borrowing.

Very fast efficient borrowing. Great communication and ease of app to make payments Reviewed on: 17th April 2026

I use the Zopa app.

I use the Zopa app. Everything is available through my finger tips. So fast and eficient. Reviewed on: 17th April 2026

Very quick decision & helped me a lot

Very quick decision & helped me a lot Reviewed on: 17th April 2026

Very simple no hassle application

Very simple no hassle application Reviewed on: 17th April 2026

Easy to use.

Easy to use. Money arrived immediately. I am able to access my account with ease. Reviewed on: 17th April 2026

Great app, quick access to your money

Great app, quick access to your money Reviewed on: 17th April 2026

A good all round provider

I think loan and credit card rates are very competitive. Zope are proactive in letting me know if there are other options available to me. App nice and straightforward to use. Reviewed on: 17th April 2026

Really clear and fast for queries.

Really clear and fast for queries. Reviewed on: 17th April 2026

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