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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Excellent , no hassle service

5
Applied for a loan and received a fast no hassle quote and had the money in my bank in 3 days Reviewed on: 19th December 2016

Best rate on the internet

5
Applied and received loan straight into account within 48 hours at the best rate available to me. Reviewed on: 19th December 2016

A simple process and very good rates compared to the main banks

5
A simple process to apply for the loan and extremely goods rates when compared to the main high st banks Reviewed on: 19th December 2016

Easy and simple good value

5
It could not have been easier! Helpful and trustworthy. Reviewed on: 19th December 2016

Simply effective

5
Quickest. Simplest loan I've ever taken out Reviewed on: 19th December 2016

Great service online

4
Very quick decision, and no hassle Reviewed on: 19th December 2016

fast easy and straight forward

4
Quick decision and fast easy to follow application really good service would use again Reviewed on: 19th December 2016

Great company to deal with. No hassle

5
I would wholeheartedly recommend Zopa to friends and family. Reviewed on: 19th December 2016

Great loan company!

5
Great first time experience of taking out a loan, easy to apply and manage my account online. No early repayment fees too which is great! Reviewed on: 19th December 2016

Easy to arrange, best rates, unbeatable!

5
Hi, only what can I say is, you won't find a better deal! I've done a big research before I applied for this loan. It was very easy, very quick and hassle free. They let me know the tatal repayable amount and only what I had to do is agree to it.... and I did! Three days later, the money were on my account. Thanks ZOPA! Jozef Reviewed on: 19th December 2016

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