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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

A helpful hand

It was easy and quick to apply for a loan. My application was accepted next day. In three days time, money was sent to my bank account. The interest rate even lower than I was offered in my bank. Would highly recommend to anyone. Reviewed on: 20th December 2016

Quick Simple Easy

Very Easy and Quick to arrange Loan online - customer service staff very helpful updates all the way through a very simple process. Everything explained and confirmed along the application process. Reviewed on: 20th December 2016

Fantastic!

Zopa made it so simple for me to complete my loan. Fast service, quick decision and money straight to my account. Reviewed on: 20th December 2016

great and easy loans .

was the most simple loan I have took out and had a great rate, would recommend to try Zopa before your own banks loans. Reviewed on: 20th December 2016

Easy, Quick, Helpful

I needed a Loan that i could pay off within 2 years. i searched and searched and finally found this one. It was the lowest interest rate loan and i am very happy. Reviewed on: 20th December 2016

Brilliant to deal with, quick decision and money in bank in no time! Brilliant

I approached Zopa, having never heard of them, but recommended by a friend. They were brilliant, quick service, quick decision, and would recommend them to anyone. Reviewed on: 20th December 2016

quick, helpful, faultless

quick application process, easy access to information needed, did what they said they would! Reviewed on: 20th December 2016

One stop shop for fulfilling all your dreams

From application to surfacing the loaned amount on my bank account was a smooth streamlined well designed process offered by Zopa. Moreover Zopa met the pre-agreed pre-declared SLA meeting my expectations. Well done Zopa! Reviewed on: 20th December 2016

Excellent service

Great service, hassle free and quick delivery of funds. Highly recommend!!! Reviewed on: 20th December 2016

trusted provider

Great provider of loans at an affordable rate, simple to use too, I can only imagine that this provider is going to win a lot of business as most just want to rip people off where as this provider seems to be taking a different approach:-) Reviewed on: 20th December 2016

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