Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

View other Zopa products

4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68052)

Truly awesome experience..

Very user friendly website and customer services experience. Highly recommended.. Reviewed on: 19th December 2016

Always helpful and quick to react when searching for a loan

Very helpful and easy to understand and follow the account ,you know exactly where you are with the information provided and always happy to help if there are any questions. Reviewed on: 19th December 2016

Very easy and quick service

Decision in minutes. Loan arrived in my account very quickly. Great rate. Easy to use website and easy to change date of repayments. Perfect! Reviewed on: 19th December 2016

Zoopa zopa

Fast efficient and marvelous customer service Reviewed on: 19th December 2016

Great

Absolutely first class service with great rates Reviewed on: 19th December 2016

Straight forward and hassle free

Money was confirmed very quickly with all the necessary checks, no hassle from Zopa and no cold calling. Hassle free loan at a good rate and easy installments. Definitely recommend and would use them again due to efficiency and non harrasing ethos. Reviewed on: 19th December 2016

Fast, easy & no issues

Taking out my loan was fast and easy. All done online in a matter of 10 minutes and the funds were in my account 48 hours after confirmation, I would recommend to everyone! Reviewed on: 19th December 2016

Did I do the comparison checks? You bet.

Looking for a loan where: (i) the loan process is incredibly simple and (ii) the amount borrowed is received very quickly and (iii) interest charged is surprisingly low then I would recommend Zopa as a first stop shop. Reviewed on: 19th December 2016

Just what it says on the tin

Simple procedure for applying via the website, got a very quick decision and the money was in my account within 3 days of my application. The website also makes it easy to see current position of the loan. Reviewed on: 19th December 2016

Zero hassle super quick process

I applied a good couple of weeks before I needed the loan. However It was much quicker than I ever expected. It took about 10 mins for the application and approval and the money was in my bank in 3 working days. Rates are good and customer service was excellent Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging Loan
from Bridging Finance Solutions 0.00 from 0 reviews
Personal Loan
from 1st Class Credit Union 5.00 from 22 reviews
Payday loan (discontinued)
from Panda Payday Loans (inactive company) 2.71 from 7 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8045 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub