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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (67287 reviews)

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4.94

Based on 67,287 reviews, last reviewed 29th Jan 2026

100250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Gave decision quickly Gave decision quickly processed the application within a couple of days money was in bank Reviewed on: 24th January 2026

Latest lowest rating:

1

No empathy for a tiny mistake and no customer care team Every month, I put money in an easy access pot to keep it aside to pay bills, it's peanuts to ZOPA but a lot to me. However, this month I accidentall... Read more Reviewed on: 29th January 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (67287)

Great service, fantastic rates

The loan application was totally flawless and fast. The money was in my bank account within a matter of days and I've never experienced any problems. I would definitely use this company again. Reviewed on: 19th December 2016

Fantastic quick and easy

So easy and quick - simply no messing about. So glad I used Zopa M.Brown Reviewed on: 19th December 2016

Good Service, Competitively priced loan

Quite a good good service, and the loan I applied for was competitively priced loan. Helped me to consolidate my finances. Reviewed on: 19th December 2016

Good loan company

Very good rates for short term loans Reviewed on: 19th December 2016

Quick decision, good rate

Zopa were my first choice for a loan, their rates were competitive and the decision and transfer of funds were very fast Reviewed on: 19th December 2016

So quick and easy to deal with

I took out a loan with Zopa. They have excellent interest rates, you get a quick decision and it really was a hassle free experience. I would highly recommend Zopa if you are planning on taking out a loan. Reviewed on: 19th December 2016

Quick,easy and the best rates

Hassle free and your in control of repayments and account at all times Reviewed on: 19th December 2016

Helps people with bad credit

Looks at you a whole not just your credit history Reviewed on: 19th December 2016

Quick, efficient service with low interest rates

Easy to apply and money was in my account very quickly. Reviewed on: 19th December 2016

Hassle free no nonsense life savers

Third time I have used these guys , first time banks wouldn't look at me but zopa did and we have lived together happily ever after Reviewed on: 19th December 2016

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