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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent Service

It is very easy to arrange a loan and the interest rates are very competitive. You can also pay off your loan at any time without incurring any extra fees. It is easy to monitor your payments and outstanding balance when you log in to your account along with any other information you may require. Reviewed on: 20th December 2016

Loan without the stress

Zopa were just great when I was looking for a loan, they just got on with it and within a few days i had my answer and was able to plan ahead. There was no hassle and they just did everything for me. I would highly recommend them to family and friends . Reviewed on: 20th December 2016

Loan from Zopa

Very easy to apply online and after a quick phone call with a very friendly down to earth advisor my loan was approved and it's easy to pay off early and pay more amounts when you can. Reviewed on: 20th December 2016

Best loan company

So easy to apply, great interest rates and the whole transaction was very quick from start to finish, I'd only use Zopa Reviewed on: 20th December 2016

Happiness in a loan!

Efficient, prompt and wonderful customer service and that is in addition to the competitive interest rates! Reviewed on: 20th December 2016

Easy and hassle free

Taking a loan out with Zopa was quick, easy and hassle free and at very competitive rates. Great company! Reviewed on: 20th December 2016

Zopa loans. No brainer!!!!!

Zopa loans are fantastic. Easy application. Super quick decision. Low interest rates. Great customer service. Excellent !!! Reviewed on: 20th December 2016

Zopa - excellent

Fantastic service all round - highly recommend Reviewed on: 20th December 2016

Really easy to use

Zopa is really easy to use, and fast from application to receiving your loan. Reviewed on: 20th December 2016

Great deal

Good rates, easy application process, money on the account the next day Reviewed on: 20th December 2016

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