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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

A VERY EASY METHOD OF OBTAINING A LOAN.

THE ZOPA WEBSITE IS VERY EASY TO USE AND WAS PROBABLY THE MAIN REASON I TOOK OUT A LOAN WITH ZOPA. THE INFORMATION PROVIDED WAS VERY CLEAR. I PARTICULARLY LIKE THE FACILITY TO REPAY EXTRA WHEN I AM ABLE AS THIS REDUCES MY MONTHLY REPAYMENTS AT NO EXTRA COST. Reviewed on: 19th December 2016

No Fuss, No Hassle...

Went through the application process, got provisional acceptance, spoke to someone, all good, money in account a few days later... not as quick as it would have been with my bank, but the interest rate made it worth the wait... Way to go Zopa! Reviewed on: 19th December 2016

Zopa - showing how loans should be done

I've had a really positive first experience of Zopa when taking out a loan with them . The application process was really efficient and clear; with good communication and guidance throughout. The rates offered were excellent when compared to traditional lenders. Thanks Zopa! Reviewed on: 19th December 2016

excellent service, great choice

managed to get a great deal, with a less than great credit history. Reviewed on: 19th December 2016

Great service

Needed cash fast as became but unstuck and zopa helped out fast with great service also nice easy site to visit. Reviewed on: 19th December 2016

Great

Quick easy and fair I would recommend zopa!! Reviewed on: 19th December 2016

No fuss, quick decision

Fast, friendly and quick decision. No early repayment costs. Great Reviewed on: 19th December 2016

Best company for loan

I am so grateful to be one of your customers who has taken out loan, Thanks so much for letting people to have an easier time in life with your company All the best and Merry Christmas Reviewed on: 19th December 2016

100 % excellent

It was hassle free to get a loan.The customer service was excellent Reviewed on: 19th December 2016

Best rates around

For the load I wanted, Zopa had the best interest rates around by 100000 miles. Also very easy to manage your loan online, change payment dates etc. Overall brilliant service. Reviewed on: 19th December 2016

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