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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68052 reviews)

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4.94

Based on 68,052 reviews, last reviewed 20th Mar 2026

273900% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68052)

Very flexible

Very easy to apply and the interest rate provided was the best on the market at the time. The extra payment option and monthly payment recalculation as a result of is a brilliant way for those who wish to bring that balance down more quickly without affecting the term and rate etc. All of this is achieved with the use of a customer friendly website that is easy to navigate and engineered in such a way to provide you with the best hassle free experience possible. I would and have already strongly recommended the use of the facilities that zopa offer to both family and friends. You will not be disappointed and for those who are looking to make 2017 a little more financially friendly I couldn't think of a better place to go. Merry Christmas and a happy new year. Reviewed on: 19th December 2016

Best Rates and so easy to apply

The rates were so good and it was such an easy process to apply. The money was in the bank with in a number of days. Would definitely borrow again and recommend to anyone! Reviewed on: 19th December 2016

Highly recommended

The whole process was very simple. Highly recommend Reviewed on: 19th December 2016

Easy and fast

Good competitive rates for poor credit holders. It has helped me get back on our feet. Reviewed on: 19th December 2016

ZOPA The Loan Arranger

This was the most amazing experience I have had with any company when trying to arrange a low interest affordable loan. The website was easy to navigate and te communication from the customer service dept is second to none. This was not just arranging the loan but goes on after and not just trying to sell you another loan. Reviewed on: 19th December 2016

No fuss fast loan

Needed a loan for travel to South America.excellent fast service. Reviewed on: 19th December 2016

Quick and easy

quick and easy application, money straight on account and convinient payment options. Reviewed on: 19th December 2016

Quick, easy and efficient.

Used Zopa Loan to pay off credit card. Zopa had the best rate and put the money in my account quickly. Reviewed on: 19th December 2016

You are verry trustible of best value loans company peaples

Very trustible and good value loans company peaples Reviewed on: 19th December 2016

Excellent service

Really easy to apply, great customer service, no hidden items all details made clear from the outset. Highly recommended! Reviewed on: 19th December 2016

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