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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick & Competitive

Very competitive and so easy to arrange. I've recommended Zopa to all my friends and family Reviewed on: 20th December 2016

Very quick and fast service. Excellent

Applied and same day approval received. opted for 1 day payment and money arrived on time. excellent service. Reviewed on: 20th December 2016

stress free application

I am not saying nat west would not have given us the loan we needed, but After trying time and time again firstly this was wrong then that was wrong in the end I gave up totally disolutioned. With Zopa with out speaking to a sole applyed online within 48hrs my loan was in the bank totally 100% stress free Thank you so much Zopa. Reviewed on: 20th December 2016

Simple and flexible

The process and ongoing process was easy and quick and flexible Reviewed on: 20th December 2016

I found them very quick and reliable. Good low interest rates. Quik decision

I found them to be very good. They were quick to respond and accept me and provide the money at a good interest rate Reviewed on: 20th December 2016

A very fast and efficient service.

I filled out my application on line and everything was verified in a few minutes. Everything went exactly as I was informed and the money was in my account exactly as stated. Could not have been any easier or precise a wonderful service and definitely would recommend it. Reviewed on: 20th December 2016

Great company, with brilliant rates and easy to use.

I took out a loan with Zopa to consolidate my debts. The site was very easy to use, interest rates were the lowest I could find and their customer service was excellent. I paid the loan of in full, before the due date and was not charged for this. I would certainly use them again and have recommended them to friends. Reviewed on: 20th December 2016

Very fast straightforward 5out of5

Best rate very fast service always use zopa Reviewed on: 20th December 2016

Best Ever

Easiest and friendliest experience ever Reviewed on: 20th December 2016

Excellent Service

It is very easy to arrange a loan and the interest rates are very competitive. You can also pay off your loan at any time without incurring any extra fees. It is easy to monitor your payments and outstanding balance when you log in to your account along with any other information you may require. Reviewed on: 20th December 2016

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